Senior Consumer Lending Digital Sales & Product Manager – Retail Banking (m/f/d)

You are responsible for the strategic product and sales management of our credit products with a focus on volume and margin optimization and control product development and sales as data-based as well as customer-oriented. From market, competition and performance analyses, you develop new business ideas after the bottom-up approach and guide well-founded decision bases for senior stakeholders. Your insights into performance, sales and funnel are translated into concrete measures for products, pricing and sales. You continuously plan, control and monitor business, volume, and earnings targets and optimise sales and communication measures with a view to profitability and impact. In close collaboration with senior stakeholders and the Executive Management, you can disable complex topics in clear, convincing presentations. This allows you to make quick, sound decisions at the highest level based on facts and figures. At the same time, you keep market and competition in mind, simplify and improve sales processes and introduce the strategic direction based on resilient business cases and quantitative findings. With everything you do, you’ll write Teamwork big: you work with internal and external interfaces (e.g. Finance, Customer Interaction, Service, Risk), you’ll reliably pick up your colleagues with your work instructions, guidelines and process instructions and ensure a structured, scalable implementation.

Studies in economics, finance, mathematics or a comparable quantitative qualification Founded professional experience in consumer credit business with solid background in product and sales management Deep understanding of banking products and financial services Very good knowledge in MS Excel and PowerPoint and practical experience with analytical tools and programming environments (e.g. SAS, Python, R and/or dashboard and performance management solutions) Affinity for data, clear analytical thinking and the ability to make informed decisions based on quantitative results Clear, structured operation, strong numerical orientation, willingness to take responsibility with a clear focus on commercial results Proven ability to connect data-based analyses with effective sales and stakeholder communication Conceptual thinking and outcome-oriented action Enthusiasm for innovation and interest in the development of sustainable, scalable and economically viable solutions Open to cultural diversity in an international environment German and English flowing in word and writing

Operating pensions, asset-effective services, free Deutschlandticket & Bike LeasING, operating restaurant Hybrid work model: In addition to work in the office, you can also work on the mobile – as part of operational, legal and regulatory requirements. Individual working time models, Sabbatical, support for care & childcare costs Own budgets for personal development and health plus personal equipment budget for your mobile workplace