NPL Manager – Sales & Recovery (m/f/d)

You bring performance into our NPL portfolio, as you develop with your expertise You’re as well thought-out as innovative strategies for their management and then implement them. To do this, you analyze the performance of our portfolios, discover sustainable improvements and always find the right balance between sales and recovery. You conduct the NPL sales process from A to Z, first business cases, design prices and check timing as well as investor engagement to get the most out of our NPL sales. To ensure that everything goes smoothly, you coordinate due diligence checks, data processing and evaluations comprehensively, negotiate terms with buyers and close with all stakeholders in every step. Also in recovery, you take the rudder in your hand, have a watchful eye on service providers and service performance, keep in mind regulations, laws and guidelines – and make sure that our NPL management activities are both regulatory and customer-related. And so that we are always in the picture, you take care of audits and regulatory audits, actively coordinate with internal teams and keep management up to date.

Complete bachelor's or preferred master's degree in finance, economics, etc. Multiannual professional experience in non-performing Loan management in the credit risk management of a bank, in a consulting/auditing company or in a debt collection agency / as receivable manager*in Ideally practice in dealing with examiners (internal CAS, external advice / auditors, supervision) and in communication with senior management Good know-how in the application of regulatory and legal requirements Founded practice in the active control of NPL portfolios, their collection, sales and recovery processes and their optimization using various instruments Deep understanding of the financial impact of NPL management, including the implications for profitability, capital, risk provision and regulatory reporting Excellent knowledge of NPL market dynamics as well as how to deal with MS Office and portfolio analysis tools Representative communication and negotiation skills, both with investors, debt collection offices and industry forums as well as stakeholder management Very good analysis and project management skills Ability to think beyond your own horizon and develop sustainable solutions Very good German and English in word and writing

Operating pensions, asset-effective services, free Deutschlandticket & Bike LeasING, operating restaurant Hybrid work model: In addition to work in the office, you can also work on the mobile – as part of operational, legal and regulatory requirements. Individual working time models, Sabbatical, support for care & childcare costs Own budgets for personal development and health plus personal equipment budget for your mobile workplace