Senior Specialist Loan Processing Problem Loans (m/f/d)

Credit processing: You shall take over the main responsibility of accompaniment of non-performing credit exposures in the “developing” status, including the use of collateral, with the aim of minimising losses for the bank. You negotiate with borrowers, insolvency administrators and other stakeholders. Solution Management: You develop solutions in special cases or changing regulatory frameworks and contribute to the qualitative development of the department. Professional leadership and team development: You take on a professional leadership role and are the first respondent for the resolution team in complex issues. Through targeted guidance in day-to-day business, you promote knowledge transfer, ensure the quality of the work and strengthen the professional development in the team. Further development of the department: You support the department management in the continuous improvement of process processes and internal control mechanisms (IKS). You actively contribute to the future viability of our structures and make an important contribution to the further development of the process. Cooperation and risk management: In close cooperation with the refurbishment specialists, you accompany complex refurbishment processes and insolvency proceedings. You take responsibility in carrying out risk provision in the customer credit business and ensure cross-departmental coordination and quality. Documentation and reports: You are responsible for creating transparent and meaningful reporting and thus make a central contribution to transparency in risk management. Through reliable quality assurance of the resolution documentation, you ensure the traceability of internal bodies and external audit bodies.

Qualification and Training: You have a degree in law or a comparable degree course in connection with multiannual professional experience in the settlement of non-performing credit commitments. Your well-founded technical basis allows you to manage complex credit cases so confidently. A completed training as a banking businessman facilitates entry, but is not a mandatory requirement. Competence in insolvency law and credit collateral: You have specific knowledge in dealing with credit collateral and have sound knowledge of insolvency law. This enables you to control complex settlement situations in a solution-oriented manner and to represent the interests of the bank in a legally and economically optimal manner. Specialization in credit and corporate customer business: You bring in-depth knowledge of the credit business in the corporate customer segment. Your experience in the processing and structuring of credit engagements as well as your understanding of risk-oriented work qualifies you for the professionally demanding role within our problem credit management. Economic and regulatory expertise: You possess sound knowledge of the business and banking industry. You understand regulatory requirements and can integrate them into the handling of the engagements. Ideally, you could also gain insights into the economic context of the social and health economy.

Work with social responsibility: Become part of a specialty bank for the social and health sector, which has been working for the sustainable future of a social society for over 100 years. Working time and flexibility: With us you can make your working time flexible and mobile – also from outside the EU (up to 10 days per year). In addition to 30 holiday days, you will benefit from four other work-free days. Our cooperation with Kitas helps you to make family and work easier. Growth and perspectives: We create space for your professional and personal development through regular feedback talks and a diverse range of internal seminars and professional training. Compensation and supplementary benefits: You will receive an attractive salary according to the collective agreement of the Volks- and Raiffeisenbanks, supplemented by a 13th salary and a variable remuneration. In addition, you benefit from an occupational pension scheme, asset-effective benefits, holiday allowance and a fidelity premium as a recognition of your long-term cooperation. Health and wellbeing: We grant your membership to the Urban Sports Club and offer advice on AWO Life-Balance as well as regular health actions such as eye examinations and influenza vaccinations. Mobility and equipment: We support your mobility with the grant of a job ticket and the possibility of service leasing. We also offer discounts for private mobile rates and the possibility to use your service handy privately. Modern working environment with best connection: Our offices are equipped with ergonomics and excellent transport connections – for a pleasant and productive working day. .