Clerk (m/w/d) Loan Processing

You are looking for a new challenge, then go on a successful course with us! We are a modern and powerful company of the Sparkassen financial group with a balance sheet total of around 8.4 billion. Euro, 40 offices and around 850 employees. Our customer proximity and strong sales orientation make us a successful institute in Bavaria. For our credit management, we are looking for a marketplace at the closest possible time for the location Höchstadt - Senior Consultant (m/w/d) Projektmanagement in full time – your expertise for the Sparkasse! As an experienced credit engineer (m/w/d) you are looking for a new challenge, where you can complete your expertise and decision-making skills? In a professional environment, you will ensure efficient management of credit commitments, always with a view to risk and costs.

Become part of our team and actively contribute to the success of the Sparkasse! Your main tasks – your contribution to success Responsibility: The self-responsible support of all orders of magnitude is in your hands, always taking into account cost and risk aspects. Develop resolution concepts: You create resolution concepts, implement them and monitor them. Take action: You conduct engagement announcements, titulations, enforcement measures and security evaluations in a targeted manner. Representation of the Sparkasse: Before auction and insolvency courts, you represent the Sparkasse and ensure a legal settlement. Communication and cooperation: The exchange with customers, lawyers, insolvency administrators and external service providers is of course for you to find optimal solutions. Risk analysis and assessment: You carry out comprehensive engagement assessment and provide the necessary risk provision. Your profile – professionally versed and solution-oriented (m/w/d) and a further training to the Savings Banker (m/w/d) or a comparable bank-based training. Specialized knowledge: A multi-year experience in credit processing including collateral utilization makes you a valuable expert in this field. Personal strength: You are characterized by a secure judgment, a structured and solution-oriented way of working and a high degree of self-initiative. Communication competence: You convince with a strong communication and negotiation strength and are confident and empathic towards internal and external partners.

Special features – versatile and forward-looking Targeted further development: We will support you in your professional training if necessary so that you can continuously develop. Responsibility and variety: You take responsibility from the start and work with varied and exciting projects. Teampirit: With us, an open, helpful team awaits you, which supports you in your work and works together with you on a successful outcome. Our Benefits - We offer you: safe and trusting work environment with diverse social benefits diverse training and career opportunities and talent support programs active health management and healthy nutrition in your own canteen a balanced work-life balance through our variable working time attractive remuneration according to the TVÖD-S, direct commissions, operating social benefits and a employer-funded occupational pension scheme ÖPNV benefit, bicycle/hardware leasing Further advantages of the Sparkassen Financial Group Curious? Then apply online until 19.11.2025 via our job portal and become part of our team! The place is occupied in compliance with the provisions of the Law on Disabled Persons and the General Equal Treatment Act.

Any questions? If you have questions about the application process, please contact Annika Rothe (tel. no. 09131/824-1720). .