0Credit Assessment Analyst / Loan Officer (m/f/d)
KINTO Deutschland GmbH | Germany | 50xxx Köln | Permanent position | Full time | Published since: 15.04.2026 on stepstone.de

Credit Assessment Analyst / Loan Officer (m/f/d)

Branch: Insurance and financial ser... Branch: Insurance and financial services


Are you looking for a new challenge? Do you want to take responsibility and develop yourself? Then come to us and shape the change! KINTO Deutschland GmbH, a new company of the Toyota Group, brings together innovative and modern mobility solutions. As a mobility company, KINTO offers various mobility services and products ranging from commercial leasing to flexible car subscriptions. In Germany, KINTO started with the products KINTO One and KINTO Flex. KINTO One stands for customized solutions in the segment of commercial full-service leasing of vehicles and KINTO Flex is a flexible car subscription with short run times. KINTO also offers a smart commuter solution for sustainable mobility. KINTO is a brand not only in Germany, but also in other European countries, including England, France, Italy, Spain and Portugal.

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Your tasks • Your profile • What we offer

Operational responsibility for incoming loan applications Review of financing documents with subsequent approval, release and commentary Detection of credit risks based on specific creditworthiness assessment, analysis of balance sheets and financial reports, as well as requesting further financing documents clarification of facts concerning the processing and decision status of credit/leaning requests Decision and development of security services Examination of information from the Transparency Register and suspects of fraud, compliance and money laundering

Professional training, specialized additional training, such as leasing and Bank merchant Min. 2-3 years of professional experience in the credit decision process for corporate customers of a bank or Leasing company or comparable Affinity for numbers, mathematical understanding and high degree of decision-making competence Experience in the evaluation and analysis of annual accounts and financial indicators Very good technical understanding for system applications as well as experience in process improvements and automation knowledge of HGB, BGB and KWG desirable; also with regard to credit rating procedures and legal bases for financial institutions Very good German and good English skills

We offer you start-up mentality paired with work in a subsidiary of a world group - dive into the Toyota Way and the exciting corporate philosophy behind it. Embossed by high ethical and human values and a respectful working environment with close communication and constructive feedback, you work on short decision-making paths with great design space. Internal and external workshops and training are offered for your individual development. The Europe-wide cooperation within a global group offers diverse tasks in a dynamic environment. Flexible working hours are of course for us. In addition to an attractive remuneration, you also receive an occupational pension. We also offer a vehicle registration program and for your lunch we grant, there are two canteens to choose from. .

Location

ava KINTO Deutschland GmbH
50858  Köln
Germany

The text of this ad was translated from German into English using an automatic translation system and may contain semantic and lexical errors. Therefore, it should be used for introductory purposes only. For more detailed information, see the original text of the ad at the link below.

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