Senior Credit Analyst (m/f/d)

Are you looking for an exciting and challenging job and want to advance your career? As an employee at one of the largest employers in Mainfrankens, you benefit from a variety of advantages and our wide and innovative offer as a financial service provider. Strengthen us now at the Würzburg site in full time or part time (min. 80%) as: Account Manager (m/w/d) That's what we're dealing with: You are responsible for the processing and voting of assigned and complex credit commitments in the risk-relevant credit business (new and stock business) Takeover of credit risk assessment and evaluation of specific risks from large-volume complex financing Analysis and assessment of economic conditions of highly complex corporate customers Determination of the Capital Serviceability and Creation of Ratings incl. Real estate business ratings and credit and loan contracts You participate in important customer talks and are the business consultant's savings ring partner That's what you bring: You have a further education on the Savings Banking/Banking Business Administration (m/w/d), a Bachelor degree or a comparable qualification With your business knowledge and your long-term experience in complex commercial credit business, you are perfectly prepared You know the legal framework in commercial credit analysis and credit management Your working style is characterized by self-initiative, good communication skills and a reliable work organization We offer you: Holidays: 32 days (from 2027: 33 days) a year, a paid release on 24.12 & 31.12 and the possibility of a short time Sabbaticals offer you many free spaces. Flexibility: A safe and trusting working environment with flexible working hours, a 39-hour week and mobile work. Training: We support the full development of your potential with our diverse range of training, including in our own training center. Mobility: A job ticket and the possibility to bike or discounted KFZ leasing make you mobile. Additional services: We save you in the form of an additional service, occupational pensions and asset-effective services. Check out our other benefits: Career at the Sparkasse | Sparkasse Mainfranken Würzburg Reference to remuneration The Sparkasse is a collective public employer and applies the TVöD and the TVöD-BT-S. The remuneration is governed by the tariff regulations, in particular by sections 12 to 25 TVöD and the relevant regulations of the TVöD-BT-S. The enrollment of the enrolled office is expected to be carried out in the 11 TVöD payment group. Depending on the relevant professional experience, an assignment to levels 1 to 6 is regularly considered when hiring. In addition to the table fee, further tariff benefits are granted in accordance with the collective agreements mentioned, in particular an annual special payment or special savings banks payment (up to 13.8 salaries). More than a job – your career at Sparkasse Mainfranken Würzburg Interest awakened? We look forward to your online application by 28.11.2026! You have any questions? We're here for you! Stefanie Schlechmair: 0931/ 382-7088 - Contact person