Consultant (m/w/d) Credit Analysis Corporate Customers

The Sparkasse Heidelberg has a balance sheet total of around 8.1 billion. EUR and around 1,000 employees the largest savings bank of the Rhine-Neckar metropolitan region. It enjoys an excellent reputation and convinces by customer proximity and expertise. Why you should join the Sparkasse? Because you and us are about more than money. For mutual respect, tolerance and real team spirit. Because our diversity makes us strong. At the next time, we are looking for you to strengthen our team as

Your tasks: Analysis of the economic conditions of our customers from balance sheet analysis to capital performance calculation and rating creation. Assessment of credit-material engagement risks in complex cases, including the release of market succession. Development of financial structures and credit templates together with our corporate customer advisors and business consultants taking into account the strategic and business policy objectives of our house. Implementation of risk-oriented monitoring of engagements. If necessary, participation in consultations with our customers.

Your profile – let us inspire you: You have completed your studies as savings banks or Senior Account Manager (m/w/d) They are experienced and safe in dealing with the analysis and assessment of complex credit commitments. They bring the willingness to further training in the above-mentioned areas of activity. They have an analytically conceptual ability to think, as well as a good judgment in terms of opportunities and risks in the credit business. They work independently as well as solution-oriented and result-oriented, combined with a high self-motivation and a pronounced communication capability.

Our Benefits – we will also inspire you:

work-life balance – you benefit from flexible working time models with working time recording and sliding time. 32 vacation days, a work-free day on your birthday and the option to buy more holiday days also give you enough time to enjoy your life outside the job.

combination – we live an open and value-adding corporate culture, in which independent work and competent support of a dynamic team go hand in hand.

karriere – a well-founded integration and a wide range of possibilities for personal, technical and methodological further education are guaranteed.

Conservation – as a signatory to the Charter of Diversity, we are committed to diversity and equal opportunities – for all employees and leaders.

compensation – in addition to an occupational pension scheme, an occupational health insurance scheme and asset-effective services, you will receive an attractive remuneration according to TVöD-S with up to 14 salaries

additional services – we also offer you a discounted Germany ticket job for only 20 €, extensive health management, bicycle leasing, company sports community, tax-free childcare allowance for non-school children, strong conditions for employees and much more.

We place a special focus on the proportion of women in specialist and managerial careers – applications in parttime are also welcome. Disabled candidates are treated with the same suitability and the same skills.

Do you have any questions? Do you want more dynamics and more of life with an excellent employer? Then we should get to know each other! Apply online via our online application portal www.sparkasse-heidelberg.de/stellenangebote.

Please contact us Denis Hamzic Head of credit analysis Telephone 06221 511-2605 denis.hamzic@sparkasse-heidelberg.de or Philipp Herold Head of Market Activity Telephone 06221 511-2607 philipp.herold@sparkasse-heidelberg.de Sparkasse Heidelberg www.sparkasse-heidelberg.de

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