Analyst Complex - Deputy Team Leader (m/w/d) Team Credit Analysis, Credit Department

About 1,400 employees value us as a reliable employer. With over EUR 12 billion, we are the leading regional bank in our business area, the Esslingen County and one of the major savings banks in Germany. Our team credit analysis in the credit department based in our Vogelsang building in Esslingen is looking for you as a dedicated AnalystIn Complex - Stv. Teamleiter (m/w/d)

• also possible in the job sharing- Do you have pleasure and experience in the analysis of corporate and corporate customers as well as larger private customer engagements? Are you enjoying your own and structured work? Do you value a employee-oriented employer? Be part of a dedicated and flexible team to be a strong and reliable partner for our customers in the region together with the market units. The following interesting tasks await you in your new workplace: They independently evaluate the economic documentation of our corporate and corporate customers as well as larger private customer engagements, analyze their economic circumstances and calculate the capital service They are responsible for the correct and meaningful presentation of the economic situation and the determination of the capital service coverage in our credit templates and for the credit decision Together with the sales staff, you create credit risks for our Kreissparkasse and develop individual solutions for special case constellations They carry out regular rating updates based on the different rating procedures of the S Financial Group and thus make a decisive contribution to our efficient and risk-oriented portfolio management They are responsible for the analysis-side support of selected, risk-prone engagements and accompany them in close coordination with the sales staff They participate in the training and further training of junior staff and, if necessary, take over specialist responsibility for special topics They represent the team leader and the team or the credit department in projects or working groups and are happy to take responsibility And of course, you also contribute to process optimization through active life of our continuous improvement process (KVP) actively live our customer and employee-oriented self-understanding in the area of credit

In perspective, there is the possibility of further development to the team leader and successor of the current team leader, who will retire in the next few years. Ideally bring the following: You have successfully completed a course of study Bankbetriebswirt/Sparkassenbetriebswirt or ideally a further study You have a good verbal expressiveness They have knowledge of the evaluation and analysis of commercial and private credit documents and interest in intensive employment. In principle, you have experiences with programs for evaluation and risk management and the creation of credit applications They bring a high degree of flexibility, self-responsibility and willingness to perform in our team You have a good risk feeling, are self-certificate, determined, solution-oriented and are happy to develop further What is important to us: ...an ongoing development and personal promotion: talent management programs, in-house academy, coaching, promotion of women and career ... a real reconciliation of work and private life: flexible working hours, part-time models, mobile work, sliding time regulations, support for care and childcare issues ... the physical and mental health of our employees: own sports and leisure club, healthy canteen, numerous fitness facilities, massage areas, 32 days a year, JobRad ... job security and location security as well as an attractive and secure remuneration according to the TVöD-S, including operationally funded pension provision and operationally funded health insurance We look forward to your online applicationApplications of seriously disabled people and people of equal status are welcome! www.ksk-es.de/carrier You need more information? We're here for you! Peter Werner, Head of Team Keeditanalyse, 0711 398-44646 David Schneider, Head of Credit, 0711 398-41234 Susanne Buchwald, Head of Human Resources, 0711 398-44365 JOBV1_EN