Senior Credit Analyst (m/w/d)

CHALLENGE YOURSELF: Do you want to actively shape your personal development and career? Then you're right with us! Hauck Aufhäuser Lampe is an innovative and independent private bank that looks back on a tradition of over 229 years. At our locations in Germany, Luxembourg, the United Kingdom and Ireland, we work together with around 1,400 colleagues: both for the success of our private and entrepreneurial customers, institutional investors and independent asset managers in the Asset Management, Asset Servicing, Financial Markets, Investment Banking and Private & Corporate Banking divisions. In our daily work, tradition, innovation and internationality go hand in hand. We act in small teams with diverse design spaces for each individual. In the Credit Risk Management department, you will automatically assign a portfolio of borrowers assigned to you at the next possible time.

Analysis and assessment of the creditworthiness of private customers on the basis of income, income tax decisions, tax returns and other evidence of income and wealth, including sensitivity analyses Creation of credit ratings based on existing credit ratings Assessment of collateral, in particular basic debt, in the context of internal requirements Creation and voting of credit decisions on new loans, increases and other changes in credit quality, as well as on the annual internal reimbursement Meeting the credit decision within the framework of personal credit competence and transfer to any necessary competent authority Creation of the compliant credit and collateral contracts Own risk monitoring, regular risk early detection and reporting Required maintenance of credit-specific data in the core banking system

Banking training and qualification as a banker:in or a banker:in Alternatively, a degree in economics, finances or business management Multiannual professional experience in credit analysis or credit activity at a bank or a financial institution in Germany Very good knowledge of the credit analysis of private customers and credit products in private banking and Wealth Management Solid knowledge in the field of real estate financing, especially the legal and regulatory framework Safe handling of current MS Office applications Reliable and independent operation as well as a pronounced team capacity Very good knowledge of German and well-founded English in word and writing

Possibility to expand expertise Working in a motivated team with multinational working culture and flat hierarchies Space for a lot of initiative and creativity in a dynamic environment Versatile and demanding tasks in an internationally operating private bank house JOBV1_EN