Credit Analyst (m/f/d)

You prepare self-founded credit and credit analyses for national and international issuers, focusing on credit institutions, corporate bonds, states, local authorities, and covers bonds issues. You conduct detailed fundamental analyses based on annual accounts, business models, financial indicators and cash flow structures (focus: investment degrees). The development of evaluation models and analysis tools are also part of your task. In addition, you analyze and evaluate specific issuer structures, in particular for covered bonds (e.g. coverage, legal framework, structural quality). In addition, you monitor economic and structural developments in individual industries and identify trends and risks for credit quality (sector analysis). Your versatile field of activity includes the collection, preparation and analysis of relevant information (e.g. financial reports, market information, research, rating reports). You are also responsible for the development and maintenance of internal ratings, deriving sound investment recommendations (purchase/holding/sales) and the creation of decision templates for portfolio management. The monitoring of existing commitments and the monitoring of market, monetary and capital market developments, in particular central banks' monetary policy, interest rate development and their impact on capital markets, are also part of your task. Supervisional and regulatory issues relating to the investment accompany you in a sovereign manner. You work closely with our internal departments and document the analyses according to the regulatory and internal requirements.

You have a successfully completed degree in economics, finance, mathematics or a comparable qualification. You will also bring relevant professional experience in the investment or financial environment, ideally in the field of credit analysis, fixed income or asset management. In addition, you have a very good understanding of annual accounts, balance sheet analysis, cash flow modeling and credit risk structures. Embossed analytical skills as well as the ability to analyze large amounts of data in a structured manner and extract relevant information are distinguishing you. Safe handling of Bloomberg, MS-Excel and knowledge in VBA is an advantage. An independent, structured way of working and a high degree of sense of responsibility are of course for you. Very good knowledge of German and English in word and writing complete your profile.

You can expect challenging and versatile tasks with a high degree of design space in a positive working environment with a dedicated team. With a flexible working time design, the possibility of mobile work and an attractive holiday regulation, an optimal agreement between work and private life can be ensured. You benefit from an attractive performance-oriented remuneration within the framework of the Church's Service Contract Regulation (KDO), an additional employee-funded pension and other social services, such as the ''9 € ticket of the EZVK'' for the ÖPNV and financial support from employees with children or carers. We also support you in your individual and professional development through internal and external training and qualification offers. In addition, you can enjoy our licensed canteen as well as free drinks (mineral water, coffee and tea), fruit and ice cream. Whether gym, swimming pool or yoga - with EGYM Wellpass you will benefit from attractive conditions for numerous sports and wellness offers throughout Germany. The corporate benefits portal gives you discounts at a variety of attractive top brands. .