Credit Analyst (m/f/d)

Are you looking for an exciting and challenging job and want to advance your career? As an employee at one of the largest employers in Mainfrankens, you benefit from a variety of advantages and our wide and innovative offer as a financial service provider. Strengthen us now at the Würzburg site in full time or part-time (min. 60%) as: Account Manager (m/w/d) That's what we're dealing with: You process loan applications/decisions (new and stock business) and start credit decisions in the segments corporate customers and corporate customers Evaluation of documents for the fulfillment of § 18 KWG and the internal disclosure incl. Credit rating Analysis and assessment of the business model of the borrower, the economic situation and the financing project taking into account opportunities and risks You calculate and judge the ability to provide capital The assessment and assessment of credit collateral and the creation of votes in the risk-relevant business are also part of the task That's what you bring: You are a banker /-mann (m/w/d) and you have a further education on the savings banks/bank business operator (m/w/d), a business bachelor's degree or a comparable qualification With your business knowledge and your multi-year experience in commercial credit analysis, you are well prepared for your work You know the legal framework in commercial credit analysis and credit management Your working style is characterized by self-initiative, good communication skills and a reliable work organization We offer you: Holidays: 32 days (from 2027: 33 days) a year, a paid release on 24.12 & 31.12 and the possibility of a short time Sabbaticals offer you many free spaces. Flexibility: A safe and trusting working environment with flexible working hours, a 39-hour week and mobile work. Training: We support the full development of your potential with our diverse range of training, including in our own training center. Mobility: A job ticket and the possibility to bike or discounted KFZ leasing make you mobile. Additional services: We save you in the form of an additional service, occupational pensions and asset-effective services. Check out our other benefits: Career at the Sparkasse | Sparkasse Mainfranken Würzburg Reference to remuneration The Sparkasse is a collective public employer and applies the TVöD and the TVöD-BT-S. The remuneration is governed by the tariff regulations, in particular by sections 12 to 25 TVöD and the relevant regulations of the TVöD-BT-S. The enrollment of the enrolled office is expected to be in the 9c TVöD payment group. Depending on the relevant professional experience, an assignment to levels 1 to 6 is regularly considered when hiring. In addition to the table fee, further tariff benefits are granted in accordance with the collective agreements mentioned, in particular an annual special payment or special savings banks payment (up to 13.8 salaries). More than a job – your career at Sparkasse Mainfranken Würzburg Interest awakened? We look forward to your online application by 28.11.2026! You have any questions? We're here for you! Stefanie Schlechmair: 0931/ 382-7088 - Contact person