Senior Credit Analyst Corporate Clients (m/f/d)

Make your next career step at a bank where you can successfully shape your future and the future of the cooperative banks. The DZ BANK is the second largest commercial bank in Germany, the leading bank of the Volksbanken Raiffeisenbanken, the central bank for around 800 German cooperative banks and has the holding function for the companies of the DZ BANK Group. We are a powerful employer that offers you new exciting challenges. The digital thinking and self-initiative estimates. It calls for and promotes. The innovation advances and believes in constant change. And who thinks and works particularly in partnership - because we shape success together, like you. This is expected

• As a senior credit analyst (m/w/d), you are responsible for a corporate loan portfolio for our industry competence center, ranging from family businesses to (inter)national capital market companies.
• Specifically evaluate financing structures as well as credit loss risks in the upper middle level or Large customer segment and finished ratings, complementary industry reports and PEER comparisons.
• In addition to financing risks in the course of M&A transactions, unless assigned to the Structured Finance segment, you analyze and evaluate German and English documents such as business reports taking into account country-specific accounting and valuation rules.
• You create, structure and negotiate loan applications or Approvals, check both credit and consortial contracts and accept customer appointments, analyst conferences as well as investor/earning calls.
• Your activity also includes the use of AI-based financial analysis tools and digital collaboration platforms such as MS Teams and OneNote In addition, monitor timely IRM list problems, take care of hospi dances and promote their integration by working closely with student supporters.

This will bring you

• Successful economic studies and/or completed bank training
• Long-term professional practice in corporate customer business, business expertise in the assessment of company developments as well as the anticipation of entrepreneurial opportunities and risks
• Best familiar with credit or credit Commercial products, digitalization processes and accounting standards according to HGB, IFRS and consolidated accounting
• Very good German and English in word and writing

  Joblocations:

48151 Münster, Westfalen, NORDRHEIN_WESTFALEN, GERMANY