Sparkasse Schwelm-Sprockhövel | Germany | 58xxx Schwelm | Permanent position | Full time | Published since: 23.09.2026 on stepstone.de
Deputy Head of the Lending Back Office Division (m/f/d)
Your chance: leadership with future! You want to take responsibility and benefit from a modern and value-adding leadership culture? In our Sparkasse we rely on Positive Leadership - we support you on your way to the leadership role and give you the opportunity to actively develop your leadership skills. Do you also want to use and further expand your expertise and experience in the credit business, in particular in credit analysis? Then you are right with us! We want to expand our strong position in the credit business and look for an experienced and committed position for our market success Senior Account Manager (m/w/d) In the sense of equality and promoting women in leadership, we expressly invite qualified women to apply. A preferred consideration is given to the same qualification. About us around 1.6 billion EUR balance sheet total, strong and market-oriented Locations: idyllic and scenic location of the towns of Schwelm and Sprockhövel, near the southern Ruhr area Business area: over 50,000 inhabitants, characterized by a lively middle class, excellent infrastructure and attractive leisure facilities. All school types available. Team: around 170 colleagues work hand in hand with us and actively shape the Sparkasse today and tomorrow Your role in the Team der Marktfolge Aktiv (Location Schwelm)As Deputy Head of Division (m/w/d), you represent the Head of Division and support employees in the market succession Active in fulfilling their tasks. The team of the market sequence Active includes about 20 people. In addition, you assume the technical responsibility for commercial credit analysis . .
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Your tasks • Your profile • What we offer
- Deputy Head of Division
Support for management in the strategic and operational management of the entire market sequence Active Designing and implementing processes, projects and optimization measures Representation of management in committees Promoting an open and solution-oriented team culture
Two. Credit analysis Analysis of the economic conditions of our commercial borrowers and risk assessment of complex customer engagements, even during ongoing credit monitoring Creation and plausibility of ratings Creation of decision templates and voting of credit applications Supporting our sales units with your know-how: you identify optimization options, e.g. cross-selling approaches and sales potential
In addition to a bank-based training, You have relevant additional qualifications (e.g. savings banks, specialist seminars, business studies) and several years of experience and sound knowledge in the credit business, in particular in credit analysis. You can identify opportunities and risks, assess and discard risks. You convince with pronounced analytical thinking, resilience and self-initiative. You ideally have first experiences in a leading function or as a deputy leadership. You possess very good communicative skills, a convincing and friendly appearance. You like to work in a team. You are characterized by a structured and solution-oriented manner of operation and have good decision-making capability.
For your individual career development, we offer you a wide range of employee-funded continuing and continuing training measures and support you in achieving your personal goals. It awaits you a demanding task with a high degree of self-sufficiency and self-responsibility. We offer you an attractive workplace with a modern leadership culture (positive leadership) in a solid medium-sized savings bank, a position-friendly remuneration, above-average additional services, a safe workplace and a pleasant operating environment. In addition, there are a variety of benefits: 32 days of holiday (from 2027 33 days of holiday) 100% grant to asset-effective benefits and an attractive additional occupational pension Employer-funded supplementary health insurance Hansefit Health and Fitness Programme Possibilities of the job wheel
Location
 | Sparkasse Schwelm-Sprockhövel | |
| 58332 Schwelm | ||
| Germany |
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