Specialist in credit risk management, preferably savings bank business economist or business economist

In the core team of credit risk controlling, you provide methods and procedures for risk classification of loans and loans and continuously develop all related processes. So you create an optimal basis for risk management of our credit business and for compliance with equity requirements according to IRB approach. You are responsible for all risk classification processes – your expertise in risk assessment (S-Rating and RSU) and risk early detection (OSP FWS) is in demand You monitor the proper application of the procedures – even under the premise of constantly improving data quality You take the advice and training of employees of the Sparkasse on technical and technical issues, including the application of rating and scoring procedures You accompany review and care activities in the IRBA rating models according to MaRisk and CRR You advance the optimization and further development of risk classification and risk early detection processes in compliance with internal and external requirements

You are a business economist:in, you have completed a degree in business management or professional development that corresponds to your role as a specialist:in In addition, you have several years of professional experience in banking and financial management with points of contact with the credit business You will also convince with expertise in controlling, risk controlling and banking supervision, including EBA guidelines You can demonstrate deep knowledge of the S-Rating, RSU and IRBA methodology You control analysis and forecast tools (PD models and IRB frameworks) to evaluate the creditworthiness of customers:inside

Career – You want to start with us? Our self-understanding as a network organization opens up career and further development opportunities: space for responsibility and self-initiative as well as an open culture of dialogue – so we discover personal and common strengths Health and well-being – we want you to be well, use our offers such as annual specialist appointments, 24/7 hotline OTHEB, occupational physician/psychologist, influenza protection vaccination, blood donations, fitness room on campus and corporate fitness (EGYM Wellpass) Balance – so that your profession fits your life situation, we offer you possibilities of mobile work and flexible working time – bridge part time, unpaid extra holiday etc. salary package – our remuneration holds a profit share for you and a 13. salary as well as extensive social benefits are available; also benefit from the advantages of our industry, such as bank holidays, special holiday days and regular tariff increases. Inclusion – we are committed to making you feel comfortable with us, e.g., we are happy to advise you on all issues relating to accessibility and justice. Small self-evidentities – the small things that make everything a bit easier: from company iPhone to job bike, e-store columns and free current accounts to unforgettable team events