Specialist (m/w/d) Credit Analysis

At Toyota we know nothing is impossible. This applies not only to Toyota as a mobility brand, but also to us: the Toyota Kreditbank GmbH (TKG). As a bank of one of the largest automotive manufacturers worldwide, we have been working successfully on the German market for over 35 years - and continue to grow. The Toyota Future Mission 'Mobility for All'' is intended to allow as many people as possible access to mobility. The Group therefore expands the existing business model with relevant solutions that provide added value to society. This attitude is also reflected in our innovative financial products and customer-oriented services, which regularly bring us the award as the best car bank. For only together can we initiate progress and redefine the limits of the possible - and lose sight of this without our roots.

Examination, approval and acquisition of loans up to € 1 million in the corporate segment in accordance with guidelines Creation of decision-making credit templates for overarching bodies Daily decision or making of decisions on credit frameworks and stock financing Current portfolio monitoring and annual credit rating incl. Risk early detection and recommended measures Support for intensively accompanying engagements and implementation of early warning processes Conducting constructive customer/handler discussions within the framework of credit assessment Compliance with regulatory requirements (MaRisk, EBA, KWG, Money Laundering and Privacy)

Completed training as a banker, ideally a banker or comparable qualification At least 3 years of professional experience in commercial credit Ability to analyze and evaluate complex facts Safe handling of MS Office Open, team-capable personality Secure judgment, negotiation skills and enforcement High motivation and commitment Responsible and decision-making Flowing German knowledge and good English knowledge in word and writing

We offer a future-oriented workplace with challenging, versatile tasks in a dynamic environment and a pleasant working environment. Flexible working hours and targeted training offers are of course for us. In addition to attractive remuneration, you will also receive an occupational pension scheme. We also offer a vehicle registration program where you and up to two members can participate. Two canteens are available for your lunch to choose from. .