Senior Credit Analyst (f/m/d)

With 14,500 employees worldwide and more than 60 years of experience, ALD Automotive | LeasePlan offers full-service leasing, flexible subscription services, fleet management and multi-mobility solutions for customers of all sizes, including large companies, small and medium-sized companies, freelance and private individuals. With our high customer orientation we inspire our stakeholders and always act forward-looking and sustainable. We benefit from a comprehensive geographical coverage through direct presence in 42 countries and in another 16 countries thanks to commercial alliances, including our strategic alliance in North America with Wheels. Start as Senior Credit Analyst (w/m/d).

As a contact person about the credit analysis, you will be working for our credit management department at our head office in the Düsseldorfer Medienhafen. We are looking for candidates across the country (w/m/d), who work partially on the mobile or home office with regular office days in one of our branches and also with maximum flexibility in our head office in Düsseldorf. You are responsible for the credit check of complex credit commitments and work side by side with other credit analysts. In addition, you create, overwhelm and renew ratings and meet credit decisions. You form credit groups according to § 19 para. 2 KWG, in particular for millions of credit reports, and audits corporate changes and their contractual effects. You always have a look at compliance with the requirement under the Money Laundering Act (Customer Due Diligence, Know Your Customer Principle, Identification of Economic Authorized) and support the implementation and implementation of the requirements of the European Central Bank / Ayvens Group.

Successfully completed economic studies or completed training as a banker (w/m/d) with relevant professional experience Multiannual experience in credit analysis, in particular in commercial credit business Ideal experience in banking and/or financial services Knowledge in the GwG (KYC/CDD), further related know-how in the HGB, BGB is advantageous Very good communication skills in German and English in word and writing Sovereign handling of the MS Office package

Your onboarding ... begins with our “Welcome Hour” in which you, together with all other new colleagues, are welcomed by the management and HR. Your Work & Life Balance ... we support our Mobile Working model. You have the opportunity to work in part at home within flexible working hours, but we are also happy to see you at the office. Of course, you can count for 30 days for your holiday planning. Your health ... is important to us – so we offer you comprehensive insurance services and resilience workshops to strengthen your physical and mental health. Your mobility ... we are promoting attractive car rental conditions as well as other exciting mobility opportunities through a fare grant to the public transport company. Our corporate culture ... is shaped by our joint action. The constant survival of our values – Authenticity, Collaboration, Curiosity and Commitment – is of great importance for this. An open feedback culture is an integral part of our everyday life, supported by our talent and performance management. We communicate transparently, inter alia, in monthly All Staff meetings and easy exchange talks in our One Hour with the management team. And of course we also celebrate together summer parties, Christmas parties and are active together at sporting events. JOBV1_EN