Atruvia AG | Germany | 85xxx, 76xxx Karlsruhe, Aschheim | Permanent position | Full time / Home office | Published since: 05.06.2026 on stepstone.de
Payment Specialist Mastercard & Visa Schemes | DBAPPA (m/f/d)
We are the digitization partner of the cooperative financial group and combine decades of banking expertise with modern information technology. The IT solutions and services specifically tailored to banks range from data center operations to bank procedures agree21 to app development. As a German-speaking company, we use future-oriented technologies such as artificial intelligence or smart data and write process optimisation, safety and regulatory. We have set ourselves the goal of enabling innovative digital banking and near banking experiences for over 900 banks and more than 30 million bank customers. Therefore, we systematically invest in the know-how of our more than 5,500 employees and consider sustainability as a strategic corporate goal. Our cooperation model is characterized by an agile, cross-functional operation in all business areas. We connect people and markets of tomorrow - simple. digital. safe. As part of the Daily Banking business segment, you develop and develop digital applications that enable bank customers and bank employees to experience innovative, intuitive and future-oriented banking experiences every day for more than 30 million people. The Tribe Payment Processing & Administration develops and operates solutions focusing on debit/credit card processing, wero and the digital euro. For our Daily Banking business segment in Tribe Payment Processing & Administration (DBAPPA) we are looking for you in full time as Payment Specialist Mastercard & Visa Schemes (m/w/d) in Aschheim or Karlsruhe. Your activity is assigned to the Chapter/Squad Co-Badge. Here you work with 7 colleagues across locations and with a variety of interfaces. .
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Your tasks • Your profile • What we offer
Your tasks with perspectives You develop innovative, customer-friendly and competitive solutions around payment.
You want to develop ideas and processes together with the banks and understand how we can best support our customers.
The focus of your activity is on the implementation of requirements in the credit card organization (Mastercard and Visa Schemes) as well as the technical analysis for early detection of new requirements, trends and potentials.
You develop concepts and implement features in line with the Product Owner and the System Architects.
As an active part in our agile team, you bring your knowledge into further development and also engage in overarching themes in order to constantly improve our applications and services.
Your personality with profile You have a completed study of the subject (economic) informatics or (bank) economics teaching as well as many years of relevant professional experience in the described area of responsibility or a comparable qualification as well as experience in managing cross-disciplinary (partial) projects.
Your expertise in Mastercard and Visa Schemes, e-commerce card payment, as well as your high analytical ability and structured work.
You have basic knowledge in the field of fraud prevention in payments with and without card, as well as EMC and 3D security skills.
You will find your practical experience in Fraud Management, writing change requests and functional/technical documentation as well as dealing with Mastercard and Visa representatives.
You have knowledge of German (at least C1 level) and good English (B2 level).
At your work in a cross-functional, agile team, you are communicative, solution-oriented and has a high quality and responsibility awareness.
Our advantages at a glance In addition to an attractive fare and 30 days holiday, we offer you the following benefits:
Flexible work: We work in a balanced hybrid mix of remote work and presence in modern office environments (Activity Based Working). Work-life balance: With our individual working time models such as part-time, the choice in full-time between 30-40 h and our life-time account (sabbatical and/or release before retirement) you will find the right balance. Private life and career agreement: We offer you a family budget and support you in special family situations like e.g. care of family members. Individual Benefits: In addition to an occupational pension scheme (assisted BAV), you have the choice between bike leasing, IT hardware leasing, asset-effective services and/or an additional day of release as well as other options. Onboarding: A guided and individual involvement with Pat*in as well as regular feedback talks with your People Lead will help you get there. We also welcome you to our welcome event #enter. Health Management - Health, Family and Life: With our offers we support you through cooperation with the family and voiio. We offer you a variety of food in our operating restaurants and network with our sports facilities. Career model and training: In our development dialogues, you will discuss your professional, methodical and personal career goals and pursue them by means of our diverse further education offers. Our company values: Respectful, open and honest, independent, for each other and result-oriented - with team spirit, customer orientation as well as the desire for innovation and intensive knowledge sharing. Future and workplace safety: As a cooperative company with decades of experience, we are pioneers of digital transformation in the banking world and system-relevant employers. Kununu: We are Top Company 2026 and proud of a Kununu score of 4.3 and a referral rate of ≥ 90%.
Please use your application - CV and essential (work) certificates required - exclusively our application portal.
We look forward to seeing you. Get in touch now!
atruvia #it-jobs #wearehiring #newwork #LI-hybrid #LI-AT1 #Requirement management #FachlicheExpertise #Communication capability
Location
![]() | Atruvia AG | |
| 76227 Karlsruhe, Aschheim | ||
| Germany |
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