Head of Risk Management Credit Markets (m/f/d)

You are responsible for building and maintaining the new Risk Management Credit Markets unit. Here you set priorities, distribute responsibilities and develop a powerful team. You are responsible for the entity’s risk governance framework and control the identification, assessment, monitoring and management of credit risks from secured financing, portfolio financing and securitisation within the LBBW risk readiness. You ensure that all relevant regulatory requirements and internal guidelines for the portfolio are implemented. You control the identification of newly emerging credit risks, develop risk instruments and anticipate market developments to enable timely control measures. You design and promote future-oriented frameworks for risk identification and assessment. Use data and analysis to improve the timeliness and quality of risk decisions. You shall bear the end-to-end responsibility for risk monitoring in the areas of secured financing, portfolio financing and securitisation. You critically question risk assessments and ensure that key risk indicators remain within LBBW’s risk readiness. You shall take appropriate measures to mitigate risk and escalate overcrowding, concentration and significant developments on the governance and channels provided. You act as a central senior-risk representative for the relevant trading units and other stakeholders. In doing so, you formulate clear expectations and question business decisions constructively. You lead to risk-based governance decisions, communicate clear recommendations and significant risk developments to senior management and the relevant bodies and advance the timely solution of escalated topics.

Complete university studies or comparable qualifications Multiannual management experience in risk management and proven management (PEP 3) Experience with change processes: You are able to build a new unit, strategically align and develop a powerful team. Sovereign feeling for market changes and their impact on the credit portfolio You provide sound knowledge of credit risk management for secured financing, portfolio financing and securitisation and can identify, evaluate, monitor and control risks along the entire process. You have extensive experience in the design and implementation of effective risk governance frameworks and in the application of relevant regulatory requirements and internal guidelines. You think forward-looking, recognise emerging credit risks early and use data, analyses and appropriate risk instruments to enable sound and timely risk decisions. You are able to critically question complex risk assessments, control key risk indicators within the defined risk readiness and initiate appropriate risk mitigation measures. You have a strong understanding of portfolio and concentration risks and can bring relevant developments, limit overcrowds or escalation attitudes into the relevant governance channels. You act as independent risk partner, independent risk partner, and formulate clear expectations and question business decisions constructively. You communicate complex risk attitudes precisely, understandably and decision-oriented with respect to senior management as well as relevant bodies and consistently promote the timely solution of critical issues. Intercultural cooperation across foreign sites. English fluent and reliable in word and writing.

In addition, further tasks and requirements within the management competence model and in the management self-conception are regulated according to uniform criteria for the LBBW group. These regulations can be found in the HR portal under “leading self-understanding” and “competence model leadership” and are also part of this job description.

Modern talent management for career development Active promotion of a good reconciliation of work and private life (including flexible working hours, sabbaticals and the possibility to work in part on a mobile or home office) Attractive occupational pensions Comprehensive health management (e.g. cooperation with gyms, occupational medical service, preventive examinations) Interesting leasing possibilities, e.g. Job-Rad, Tablet, Smartphone Great lunch offers (bio, vegetarian or vegan) Several daycare centres