Loan Officer Corporate Clients (m/f/d)

Why the Volksbank? As part of a strong community, we focus on people. We place great emphasis on personal advice and individual solutions – in a modern, digital world. We offer you not only a safe workplace, but also versatile development opportunities. In order to strengthen our Market Responsibility Division, we are looking for a credit expert (m/w/d) in the non-risk customer business in Pattensen at the next time possible. Account Manager (m/w/d) In your new team non-risk-relevant mark sequence Active corporate customers mainly process commercial credit business from A-Z. You are involved in the evaluation of economic conditions, the assessment of the self-established capital service bill and the valuting and stock processing.

You examine credit applications and create the associated credit and collateral contracts You process credit collateral in terms of valuation, order, change and release The evaluation, analysis and assessment of economic conditions is an integral part of your tasks You check the payment requirements and perform the validation You work constructively with our colleagues in the sales areas You are responsible for proper, timely and appropriate individual credit monitoring within the specified framework.

You have successfully completed a training to the bank businessman (m/w/d) and are ideally further developed You have already gained first experience in the credit management of corporate customers or deeper experience in the credit management of private customers With the structure, content and the significance of different types of annual financial statements, you know yourself In addition, you will bring an in-depth understanding of economic evaluations, as well as basic knowledge in tax law and the legal framework in credit business with In-depth knowledge of the formation of customer associations (KNE, GvK, risk alliances) and the regulations of § 18 KWG (referral) complete your profile With your open-mindedness and empathy you promote the working climate in our team If you do not meet this qualification today, we are still looking forward to your application. We will be happy to further qualify you individually.

Value orientation: Work in a regional cooperative bank with shared values Flexibility: We support the reconciliation of work and private life through flexible working hours and possibilities for mobile work Attractive remuneration: You will receive 13 salaries and full asset benefits Mobility & flexibility: With our grant to the Deutschlandticket as a job ticket, you are on the move flexibly and sustainably across Germany – both professionally and privately Recreation: Enjoy 30 days of vacation plus two additional bank holidays as well as the possibility to convert parts of your fee into additional leisure time For your well-being: Benefit from our anonymous psychological counselling offer to support your mental health – in every situation Your future is thought to be: Benefit in the long term, among other things, from a life-time account and our occupational retirement provision