Credit Analyst (f/m/d) International Special Credit Management

The VHV Group is a growing group of specialists in insurance, pensions and assets. With its brands VHV Insurance and Hannoversche, it is a competent and forward-looking partner for insured persons and intermediaries. For our success we focus on the strengths of our around 4,000 employees, modern structures, efficient cost management and customer-oriented products.

VHV is one of the three largest bail insurance companies in Germany with a clear focus on the construction industry. We are also active in selected European markets. As a deposit insurer, we take guarantees for our customers to secure contractual or legal obligations. The guarantees provide our customers with financial margins and liquidity and thus constitute a substantial part of the corporate financing. Special credit management is responsible for large customers, large or complex individual risks and our credit insurance business abroad.

As a specialist loan management employee, you maintain close customer contact and analyze the economic and financial business development in order to make independent credit decisions within the scope of your drawing authority. Here we stand for an appraisal approach, open communication and professional cooperation. As part of a small team of experts, you take responsibility from Day 1. Contact care: They maintain close contact with our customers and accompany financial and economic development Responsibility: You are responsible for the risk analysis of existing customers and the risk assessment of new requests based on financial indicators. Typical tasks are: assessing the creditworthiness of customers or projects on the basis of annual accounts and other rating documents the meeting of own credit line decisions or preparation in the context of the drafting powers, subject to risk assessment

Communication: You communicate with customers and sales partners, for example, through contract conditions, prepare customer and intermediary discussions and conduct these independently Process design: With your unbiased view, you will bring new ideas to the design of professional processes and functional requirements International development: They develop the foreign business in the field of credit insurance, in particular the development of new European credit insurance markets primarily through linking international sales partners/assistants/MGAs, the negotiations with the respective partner and the connection to the internal VHV inventory systems

Academic qualification: You have a successfully completed study of economics, or a comparable course of study and/or training as a banker or a banker. Sparkassenkauffrau/-mann Language skills: You have a reliable German and English language International language skills: knowledge of another European language (e.g. Spanish, Italian, etc.) are advantageous Professional experience: You have several years of professional experience in commercial credit insurance, aval or credit business, sales experience is beneficial Soft-Skills: They are characterized by a highly structured, analytical and independent way of working, willingness to solve problems and intercultural competence Skills: You see yourself as an entrepreneurial spirit with a high degree of initiative and the willingness to take responsibility

Work Life Flexibility: Flexible working hours, mobile work or work abroad - the possibilities to design your own work-life balance to suit your field of activity are manifold. Remuneration: Our attractive compensation model includes 13.3 monthly salaries plus a direct participation in the company's success. Holiday: In addition to your 30 holiday days a year, you have the opportunity to convert your special payments into additional free days. Working world: Modern workspaces, our popular Segafredo coffee bar and canteen with varied offers provide you with the best possible working environment at our headquarters in Hanover. Career and training: Whether professional training through our VHV academies or the management junior program - unfold your potential and choose the career and development path that suits you. Well Being: From company doctor to sports groups to ergonomic work - your health is at our heart. Precautions: Whether company pensions or asset-effective benefits - we provide together with you. Working route: Whether you are a job bike, public transport or a car: with a bicycle cellar, free parking or a cost grant, the way to us is easier than ever. Learn more about us as an employer. JOBV1_EN