(Senior) Consultant Credit Analysis (m/f/d)

We are looking for speakers with a focus on credit analysis for the individual credit business or commercial real estate financing team. You work in a dynamic and growth-oriented environment and, in your new function, we value the economic strengths and potentials of our customers (stock & new business). For credit analysis, use modern and digital analysis tools that support you in daily work and facilitate documentation of your results. Furthermore, you are responsible for the implementation of the requirements in accordance with § 18 KWG and identify early risks with our customers and create recommendations for action for our decision-makers. In addition, you have the possibility to continuously shape the credit processes related to the task spectrum.

Training as a banker or banker or alternatively completed studies of economic or legal science, for example in Finance or Business Administration Experiences in the credit/balance analysis, ideally from corporate customers, commercial customers, private customers or in the real estate environment Knowledge of EBIL, EBIL Pro and helicAnalyzer are desirable Own initiative, joy of decision and fun at the cooperative team work Their personality is characterized by an analytical and solution-oriented way of working, risk awareness and market- or customer-oriented thinking.

Good performance is worth it. Therefore, we offer you an attractive salary after TVöD as well as additional bonus payments. A balanced work-life balance. With us you can look forward (with full time) to a 39h week, currently 32 days holiday and additionally free on New Year's Eve and Christmas Eve. All around well looked after. A nearby Kita reception area for your youngsters allows you to bring family and profession under one hat. Good to reach. We are centrally located in Bad Homburg and provide you with subsidised parking and a job ticket so that you can easily reach us. For future pensions: With us you benefit from asset-effective services and our consultants: in the case of financial questions about the various investment opportunities, you are always at your disposal. We also pay monthly for you in the supplementary pension fund. In this way, an interesting supplementary pension for you builds up over time. We're looking for you. We offer flexible working hours and the possibility of mobile work. Attractive premises. With us you can look forward to modern workplaces with height-adjustable desks. Bring yourself in. We offer you plenty of free space for your own ideas and support you in the professional development. Health is the highest good. Therefore, our company physician with advice and action is at your side for medical questions. Stay active. We support you with your sporting projects through discounted sports offerings through our cooperation with Wellhub, great employee discounts and the possibility to lease a job wheel. Staff canteen with varied treats on our campus in Bad Homburg. Payment notice The Sparkasse is a collective public employer and applies the TVöD and the TVöD-S. The remuneration is governed by the tariff regulations, in particular according to sections 12 to 25 TVöD and the relevant regulations of TVöD-S. The grouping of the advertised entity is expected to be carried out in the E10 or E12 TVöD-S payment group. Depending on the final assignment and the relevant professional experience, an assignment to levels 2 to 6 is regularly considered when setting. This currently results in a monthly tariff gross entry fee in a range of 4,438 euros to 5,753 euros for the E10 and 4,850 euros to 6,900 euros for the E12. The final grouping is based on the activity to be carried out and the collective bargaining arrangements. In addition to the table fee, further collective wages are granted in accordance with the collective agreements mentioned, in particular an annual special payment or special savings banks payment (calculated 13.8 monthly salaries). .