Kreditreferent Risikoanalyse Factoring (m/w/d)

abcfinance - the financial service provider for the middle class.

For over 45 years, the abcfinance Group has been partnering with the German middle class with innovative financing solutions that ensure sustainable growth and reliable stability. Part of this group is the abcbank, which specialises in leasing and factoring business as refinancers. In order to provide our customers with the best service, we rely on a team of over 730 employees at 14 locations across Germany, who use their competencies for companies from various industries.

Check and monitor the risk of factoring exposures in the new and existing business of predominantly medium-sized enterprises per year. Prepare and prescribe approval templates and exercise your own credit competence. Check legal and risk-relevant debitor structures and assets. Complete balance sheet analyses and conduct financing discussions - also on site - with customers, banks and tax advisors.

You have completed bank training, as well as further qualification for the bank business owner or economic studies with a focus on financing. You have professional experience in commercial credit, associated with extensive knowledge in the evaluation, analysis and assessment of business documents. In addition to your knowledge of factoring contract products, you have experience in evaluating debitor structures and their impact on factoring risks. An analytical approach and decision-making characterises you as well as a systematic work organization. In addition, you have a convincing communication and argumentation strength and a keen decision.

Flexible working hours: Whether in the office or in the mobile office - with flexible division of working time and our workation concept, you use your time resources as it suits you best. Continuous learning: Expand your personal and professional skills with regular development opportunities. Your training is part of our corporate strategy. Benefits: In addition to attractive salary, occupational pensions and asset-effective benefits You can enjoy other useful benefits such as a Germany ticket, a Jobrad offer and a fitness and wellness offer with EGYM Wellpass. JOBV1_EN