Expert Risk Analysis & Monitoring in Factoring (m/f/d)

Crédit Agricole Leasing & Factoring S.A. – Branch Germany is a dynamically growing company in the field of financial services. As a subsidiary of the French Grand Bank Crédit Agricole S.A., the branch offers leasing and factoring services from a single source for medium-sized companies and large enterprises in Germany and Europe. In a growth market, Crédit Agricole Leasing & Factoring Individual financing solutions for their customers. That's what drives you: You know what you want: In an innovative international company, you can help shape the financial services of the future. And use all opportunities for your personal development in a dynamic growth market. From now on we are looking for an indefinite contract in Aschheim near Munich Projektmanager (m/w/d) The Risk Analysis & Monitoring expert is responsible for complex factoring and debt financing transactions. It manages challenging risk analyses, monitors significant risk developments in the portfolio, accompanies problem gagements throughout the entire customer life cycle and brings its expertise in the further development of risk management. In close cooperation with other departments, the position ensures that risks are managed appropriately and that profitable business is supported at the same time.

Own-responsible analysis, evaluation and decision preparation of complex factoring and financing commitments with increased risk profile Conducting due diligence tests on large and key customers and evaluating international customer structures Implementation of comprehensive credit and risk analyses taking into account annual accounts, cash flows, business models, industry developments and debitor structures Assessment of debitor and operational risks, as well as receivable structures with our customers, and development of appropriate risk mitigation measures Monitoring, analysis and active management of the factoring portfolio including identification of early warning indicators and risk trends Creating meaningful risk reports, dashboards and management information to support sound decisions Support and control of problems, restructuring and rehabilitation cases, and development of strategies for loss mitigation Cooperation with internal and external stakeholders, including credit bodies, legal departments, insolvency administrators and restructuring consultants Participation in the development of risk strategies, policies, risk models and monitoring and reporting instruments Technical support and coaching of Risk Analysts as well as active cooperation in projects for digitization, automation and fraud prevention

Successfully completed economic studies or comparable qualification Long-term professional experience in corporate credit risk management, ideally in financial services or factoring environment Multiannual expertise in restructuring, workout management or care of non-performing engagements Very good knowledge of balance sheet analysis, cash flow analysis and company assessment Funded knowledge of debitor risks, receivable purchasing processes and factoring-specific contractual structures High risk affinity and analytical strength Strategic thinking and vision for complex relationships High enforcement and negotiation security Proactive operation in identifying and managing risks English language skills

For your wallet We offer you an attractive compensation package, including an employer grant for occupational retirement, an annual Crédit Agricole share program and catering vouchers For your balance You have the possibility to work 2 days a week from the home office Compatibility of work and family is due to additional special leave before maternity protection, special leave for the second parent, the possibility of workation and flexible working time arrangements, e.g. a value balance account model for financing longer downtime, We offer you a holiday claim of 30 days a year, with a higher service life additional holiday days For your health In addition, we offer various measures in the context of occupational health management (trainings, grant to the Wellpass, job-ride, fruit/drinks, moving break) For your everyday office We promote and develop our employees with individual integration programs and tailor-made training and training opportunities as well as access to LinkedIn learning It awaits you a friendly working atmosphere and lived collegiality with an open corporate culture. Through flat hierarchies with short decision-making, everyday work is characterized by high self-responsibility and design playrooms As a medium-sized company, we offer you a state-of-the-art new work environment in an innovative and international work environment at the Heads