0Experienced commercial credit analyst (m/f/d)
Sparkasse Schwelm-Sprockhövel | Germany | 58xxx Schwelm | Permanent position | Full time | Published since: 26.06.2026 on stepstone.de

Experienced commercial credit analyst (m/f/d)

Branch: Insurance and financial ser... Branch: Insurance and financial services


Your next career step? Are you looking for an exciting, challenging job where you can use and expand your expertise? Then you are right with us! We want to further expand our strong position in the credit business and are looking for an experienced and committed person(s) for our market success Account Manager (m/w/d) for the industrial sector. About us Balance sheet total: around 1.6 billion EUR – strong and market-oriented Locations: idyllic and scenic location of the towns of Schwelm and Sprockhövel, near the southern Ruhr area Business area: over 50,000 inhabitants, characterized by a lively middle class, excellent infrastructure and attractive leisure facilities. All school types available. Team: around 170 colleagues work hand in hand with us and actively shape the Sparkasse today and tomorrow Your role in the Team der Marktfolge Aktiv (Location Schwelm)As a credit analyst:in (m/w/d), you assume the technical responsibility for the commercial credit analysis of the customers assigned to you. They support our colleagues in the market areas in the award of loans. This ensures a risk-oriented and high-quality processing of our credit customers. .

Your tasks • Your profile • What we offer

As Credit Analyst:in (m/w/d) analyse the economic conditions of our commercial borrowers and assess the risks of complex customer engagements, even during ongoing credit monitoring create and plausitise (external) ratings create decision templates and submit credit applications support our sales units with your know-how: you identify optimization options, e.g. cross-selling approaches and sales potential

In addition to a bank-based training, You have relevant additional qualifications (e.g. savings banks, specialist seminars, business studies) and several years of experience and well-founded knowledge, especially in credit analysis. You bring the willingness to develop. You like to be part of an innovative and motivated team. You can identify opportunities and risks, assess and discard risks. You convince with pronounced analytical thinking, resilience and self-initiative. You possess good communicative skills and a convincing, friendly appearance. You are characterized by a structured and solution-oriented manner of operation and have good decision-making capability.

For your individual career development, we offer you a wide range of employee-funded continuing and continuing training measures and support you in achieving your personal goals. It awaits you a demanding task with a high degree of self-sufficiency and self-responsibility. We offer you an attractive workplace with a modern leadership culture in a solid medium-sized savings bank, a position-friendly remuneration, above-average added services, a safe workplace and a pleasant operating climate. In addition, there are a variety of benefits: 32 days of holiday (from 2027 33 days of holiday) 100% grant to asset-effective benefits and an attractive additional occupational pension Employer-funded supplementary health insurance Hansefit Health and Fitness Programme Possibilities of the job wheel

Location

ava Sparkasse Schwelm-Sprockhövel
58332  Schwelm
Germany

The text of this ad was translated from German into English using an automatic translation system and may contain semantic and lexical errors. Therefore, it should be used for introductory purposes only. For more detailed information, see the original text of the ad at the link below.

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