Manager (m/w/d) Credit Analysis (Corporate Customers)

At Toyota we know nothing is impossible. This applies not only to Toyota as a mobility brand, but also to us: the Toyota Kreditbank GmbH (TKG). As a bank of one of the largest automotive manufacturers worldwide, we have been working successfully on the German market for over 35 years - and continue to grow. The Toyota Future Mission 'Mobility for All'' is intended to allow as many people as possible access to mobility. The Group therefore expands the existing business model with relevant solutions that provide added value to society. This attitude is also reflected in our innovative financial products and customer-oriented services, which regularly bring us the award as the best car bank. For only together can we initiate progress and redefine the limits of the possible - and lose sight of this without our roots.

Credit side support of medium to large car-house groups, if necessary also in intensive care, problem credit Creation of qualified credit, credit decisions under the granted competence (2 million €) and the development of decision-making templates for senior decision-makers also in English Recommendation of rating up/downgrades Financial advice from the borrower for investment projects with the negotiation of collateral Creation of loan and collateral contracts Current credit monitoring based on annual accounts, yearly accounts, planning bills, income and asset documents and forward-looking KDF analyses Risk Early Detection Analyses - Recommendation and introduction of risk-reducing measures Plausibility of restructuring concepts and ongoing monitoring of implementation with reporting on target/actual analyses Participation in internal or cross-departmental process changes or projects to continuously improve the quality and cost-effectiveness of the processes

At least 5-year professional experience in commercial credit business ideally also in the field of investment financing Funded knowledge in the field of balance sheet and credit analysis and in the assessment of credit risks in the commercial credit business with the necessary legal expertise Secure judgment, and enforcement and negotiation Responsible working methods and pronounced analytical and conceptual skills Learning and quality awareness Customer-oriented thinking Safe handling of the MS Office package Very good knowledge of German and good knowledge of English

We offer a future-oriented workplace with challenging, versatile tasks in a dynamic environment and a pleasant working environment. Flexible working hours and targeted training offers are of course for us. In addition to attractive remuneration, you will also receive an occupational pension scheme. We also offer a vehicle registration program where you and up to two members can participate. Two canteens are available for your lunch to choose from. JOBV1_EN