Senior Loan Officer Complex (m/f/d)

Senior Consultant (m/w/d) Location: Nidda, Hessen | Sparkasse Oberhessen

Are you looking for a job where you not only implement complex commercial credit decisions, but actively accompany them? In our Sparkasse Oberhessen at the Nidda site, you take a key role in the implementation of complex commercial credit decisions, the control of the contractual use of credits, and the processing of the most demanding inventory business in commercial and risk-relevant credit business. You are moving in an environment where quality, responsibility and cooperation are at eye level. We are happy to give young people the opportunity to achieve the necessary qualifications through a comprehensive training programme and tailor-made training measures.

Your tasks Support and structured implementation of complex financing in the company's customer business, in particular in the case of project and contractor financing and the largest corporate customers in our region You create legally secure, individual credit and collateral contracts and ensure that decisions are implemented accurately Own-responsible payout controlling as well as comprehensive inventory management of demanding credit commitments You coordinate the coordination with internal departments and actively participate in bank tours and video conferencing with consortia partners and customers Implementation of formal credit control to ensure quality and risk transparency in the credit portfolio You act as a central contact for colleagues, consultants and external financing partners – service-oriented and at eye level

Your profile Account Manager (m/w/d) You have completed the technical seminar credit processing or are ready to qualify you accordingly Multiannual professional experience in commercial credit You have well-founded legal knowledge in credit contract and credit protection law Knowledge of credit analysis and public funding programmes You work safely with OSPlus / OSPlus credit and use the applications routined in your working day

Our offer – more than just a job - What we offer Transparent compensation package: We pay for TVöD-S with all the benefits of the public service Versatile training opportunities: mentoring, training plan, training courses, training opportunities etc. Holiday and leisure: We offer you 32 days holiday and the bank holidays Christmas Eve and New Year on top Work-Life-Balance: Possibility of mobile work, flexible working hours in full and part-time, childcare allowance, etc. Sustainable mobility: Job-Rad offer and free RMV job ticket incl. Carriage of family & friends on weekends Health and Wellness: Your health is at our heart – We offer occupational health management, a very good occupational pension and a private health insurance Employee Bank and Special Conditions: Free current account, discounted credit card MasterCard Gold, asset-effective services, discounted loans, etc. Corporate Benefits: Benefit from various employee rebates from online shopping to lump sum travel

Disabled persons are preferentially hired under the applicable statutory provisions for the same suitability and qualification. In all areas where women are underrepresented, Sparkasse Oberhessen seeks to increase the proportion of women in accordance with the Hessian Equality Act (HGIG). Therefore, women's applications are particularly welcome. The place is in principle divisible. Please send us applications exclusively online via our application form. Thank you.

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