Head of Small and Medium-Sized Enterprises and Commercial Customers (m/f/d)

Company description

The Wiesbaden Volksbank eG has a balance sheet total of around 8.0 billion. Euro and about 880 dedicated employees one of the largest and most successful Volksbanks in Germany – and above all a bank with heart and home. As a cooperative regional bank, we are firmly rooted in the region and actively shape the future. If you want to participate in a motivated team with deed and optimism, you are right with us. Be part of our strong community and shape the future on site with us! For our medium-sized and commercial customers, we are looking for a strategically thoughtful and credit-oriented management personality that wants to take responsibility and actively shape the further development of this important business field.

Your main tasks: In this function, you carry the overall responsibility for the area of medium-sized and commercial customers and control it both strategically and operationally. You guide the department leaders assigned to you and ensure a powerful and forward-looking orientation of the area. You are responsible for customer support within the defined segment boundaries: sales volume between €0.5 and €6.0 million. The sales area includes two regional markets with the Wiesbaden and Idstein locations as well as several affiliated branches. In direct and indirect management, you are responsible for around 50 employees and ensure a holistic, demand-oriented support of the medium-sized and commercial customers within defined segment boundaries. A central focus of your activity lies in the risk-relevant credit business. With your well-founded credit expert, you evaluate complex financing enquiries, issue credits within your framework of competence and contribute to the stability and sustainable development of the bank through structured risk analyses and early risk recognition. In addition, you are actively driving market development, developing sales initiatives for new customers and strengthening the market position of the Wiesbaden Volksbank in the Rhine-Main area. You maintain regional networks, represent the bank to companies, associations and events, and at the same time promote close cross-division cooperation within the bank. As a guide person, you support your executives as a savings partner, promote networked thinking and provide impulses for the further development of structures, processes and sales approaches. Your profile: You have a bank training and a completed economic study or a comparable qualification. In addition, you will bring several years of experience in corporate customer business, ideally in the care of medium-sized and commercial customers. We require knowledge of commercial credit business and experience in evaluating complex financing and credit risks. You have a good understanding of bank, regulatory and sales-oriented relationships and are able to assess new business models and market requirements in a sound manner. Personally, you are convinced by strategic vision, entrepreneurial thinking and clear decision-making. You understand motivating executives and teams, creating a performance-oriented environment and living at the same time a strong customer and member orientation. Communication strength, sense of responsibility and a sovereign appearance towards customers and internal stakeholders complete your profile. Our Benefits: Safe workplace in a traditional financial company in Wiesbaden Attractive salary package Health at work, company fitness with EGYM Wellpass JobRad, JobCar and electronics leasing Systematic support through internal and external training 30 days of annual leave, period of trust Employee conditions for banking products and affiliates Do you want to take responsibility and actively shape our future? Then we look forward to your online application, specifying your salary presentation and your earliest possible entry date.

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