Special Credit Manager (d/f/m)

With around 410 employees, the Evangelische Bank, as a cooperatively organized modern credit institution, is the leading specialist bank for clients: women from church, diaconia, health and social affairs, as well as for all private clients who identify with our values. In our core business, we finance social projects from the fields of health, old care, youth and disabled assistance, education, affordable housing and private housing. We invest in projects, companies and institutions that contribute positively to the preservation of creation. Our entrepreneurial action is geared to the 17 sustainable development goals (SDGs) and to the demanding sustainability standard EMASplus. The Evangelical Bank as a cooperative bank moves nationwide in a special and partly regulated business field. In order to be successful, we place special demands on the knowledge of the industry and the partnership with members and customers. These peculiarities also reflect in our credit business in its entire form. Loan management (location of Kassel) is responsible for credit monitoring and problem credit management for the credit business with private customers and institutional customers. The lenders are responsible for the monitoring, supervision and processing of their transferred credit portfolio. For the Kassel site, we are looking for a Special Credit Manager (d/w/m)

You contribute to the risk early detection system and the default and loss database. You assume customer responsibility for risk-affected and loss-prone engagements (depending on status, if necessary in co-respect with sales). You analyze the associated customer engagements, assess the market, customer and investment-specific risk potentials and evaluate the existing collateral. The development of suggestions for implementing risk provision measures or resolution strategies is also one of your tasks. You create credit decisions, votier and approve them within your own competences. You create the required correspondence and loan and collateral contracts. The independent data management and the management of the digital credit file are also part of your task. You set measures to eliminate identified vulnerabilities or Crisis symptoms of customers and settlement strategies. You will start regular status reports on customer engagements (respect, refurbishment and settlement concepts) and report on developments in the management function.

You have a completed bank training, a completed training as a banking business owner or a comparable training qualification and further qualifications in the context of problem credit processing (certified credit specialist refurbishment and certified credit specialist company customer credit accreditation) You have several years of professional experience in the problem credit processing of a bank's commercial credit customers. You are safe in dealing with Microsoft Office. Agree-BAP experiences are a plus as well as openness to new software tools. A high level of loyalty, target orientation and flexibility is what distinguishes you. You value self-responsive and solution-oriented work within a motivated team and bring a high performance motivation, a structured way of working, analytical skills and a pronounced risk awareness. You have a sovereign and partnership communication and a high social competence. You have the willingness to travel on a limited basis.

A cooperatively organized special bank, which is characterised by value-oriented and forward-looking action and has made itself a name for itself, among other things, as a top employer Germany. A modern, challenging, family-friendly and motivating working environment. Various benefits and measures for work-life balance, such as flexible working hours, mobile work an active occupational health management, driving cost subsidy for local transport, bicycle leasing and a family service. A fair remuneration according to the collective agreement of the cooperative banks as well as an occupational pension scheme, asset-effective benefits and special conditions in the context of account management, investment and financing. .