Credit Specialist - Real Estate / Credit Rating / Risk Management (m/w/d)

We, the Volksbank Düsseldorf Neuss eG, are a growing and future-oriented Volksbank with a successful branch network in the Landeshauptstadt Düsseldorf, in Ratingen and in the Rhein-Kreis Neuss. The balance sheet total is around 2.0 billion. Euro. They are responsible for the independent, case-closing examination, processing and voting of qualifying credit templates, including the creation of the (immobility) rating, the assessment of the property and the tenant bonuses, the sustainable capital service capability and the economic conditions of the borrower or Coarse You create and check the credit and collateral contracts They are responsible for the audit and implementation of loan disbursements and the monitoring of loan contractual obligations They coordinate cooperation with the consortia partners and, together with the colleagues of the market, make rapid risk-oriented and appropriate credit decisions within the Community competence granted. They are responsible for credit management, including the analysis and assessment of risks in the field of risk early identification, and are responsible, in compliance with all relevant guidelines, for the timely implementation of credit operations, contract creation and technical further processing They proactively accompany the market-oriented further development of the segment and the continuous optimization of the business processes

They have multi-year practical professional experience in the real estate and investor financing credit segment, mainly in residential and commercial real estate financing They develop as a credit specialist:in large-volume commercial and private real estate financing and credit commitments with high routine They possess decision-making knowledge in credit assessment and liquidity assessment as well as in collateral management and provide a significant risk understanding in the credit sector and experience in assessing risks in ongoing projects/financing with They are familiar with the common procedures for evaluating private and commercial real estate and have a high affinity for real estate financing, are happy to develop professional solutions for implementation It distinguishes a structured way of working, decision-making, a high level of responsibility and self-motivation, holds dates, prepare them independently, set the right priorities and run a professional time management You continuously develop further expertise on special problem solutions and inform yourself about new trends, laws, changes and innovations in your area, ideally have experience in the handling of consortial financing

Flexible working hours Mobile work 30 days 13 salaries Jobradleasing Free drinks Occupational pension Operational health promotion Attractive special conditions JOBV1_EN