Junior Credit Officer (m/w/d) Individual Customers

The LBS Landesbausparkasse Süd is the savings bank of the Sparkassen in Baden-Württemberg, Bavaria and Rheinland-Pfalz and part of the largest German financial group. Our approximately 1,500 employees at our locations in Stuttgart, Munich, Mainz and Karlsruhe, as well as around 950 sales professionals in our consulting centers provide optimal support to our customers around the topics of building savings, construction financing and real estate. A guarantee for our success is our motivated and powerful workforce. Be part of this success and actively shape the future of LBS South. We look forward to welcoming you! We are looking for a location in Stuttgart, Mainz or Karlsruhe for our market succession credit department, individual customers Stuttgart Senior Consultant (m/w/d) unlimited / full time

The job offers the possibility to be successively guided to the following tasks of a credit provider (m/w/d) individual customers. The aim is to carry out the activities independently. Processing and approval of complex or large-volume financing structures within the framework of the competence order Processing and evaluation of rating-relevant credit commitments Implementation of credit analysis of all customer segments (natural/legal persons, freelance and self-employed persons) Creation of credit templates in the competence area of the Executive Board Analysis and assessment of collateral Control of the timely payment and execution of the corresponding correspondence

A study of the business economy or a comparable study, as an alternative to a banking business economist First professional experience in credit and good knowledge of credit business Interest in the analysis of annual accounts Ability to safely and understand complex facts Self-employed and targeted work Embossed customer and service orientation inside and outside Flexibility and commitment High level of team capacity

Perspective: diverse career opportunities with attractive remuneration, occupational pensions and other occupational benefits Development: technical and personal support through individual training opportunities Work-Life-Balance: flexible working time design with currently 31 days vacation Working environment: ergonomically equipped workplaces and the possibility of mobile work Health: versatile health and fitness services - digital & on site Corporate culture: estimating and collegial cooperation with space for active participation of our company Mobility offers: Jobrad-Leasing, mobility grant and affordable parking Extras: discounted food in your own canteen or Food aid JOBV1_EN