Head of Department Credit Department (m/f/d)

Company description

As one of the largest cooperative banks in the region, we stand for closeness, trust and appreciation. With over 1.150 employees and a balance sheet total of 10 billion Euro (as at 31.12.2024) we actively shape the future of our customers in Kraichgau, in the Rhine-Neckar metropolitan region and in the district of Karlsruhe. In doing so, openness, team spirit and a lived feedback culture shape our everyday work. To continue this path together, we are looking for reinforcement for our market success Active!

The most important thing in your job You carry out the credit report professionally and disciplinaryly and actively develop your team and cooperation within the field. You control and optimize the processes of the credit department in a targeted and result-oriented manner and consistently align them with the strategic objectives of our bank. You ensure compliance with legal, supervisory and internal requirements, in particular with regard to KWG, MaRisk and our quality standards, and coordinate cooperation with internal and external contacts. You are responsible for the high-quality, efficient and risk-conscious processing of the organizational assigned groups of fundamental questions, credit monitoring and valuation and ensure a reliable and future-oriented performance of tasks. As a competent contact person for market and market success Active, you promote trusted cooperation, ensure a high quality of service while ensuring independent quality assurance in the credit business. You actively participate in the implementation of our corporate strategy, develop work instructions and standards in the credit business and drive the use of modern systems and technologies to continuously optimize processes and processes.

This will bring you You have a successfully completed bank training and a further bank-specific qualification, for example as a banker, banker or comparable degree. You provide several years of professional experience in the banking business of a bank and have a well-founded knowledge in the commercial and private financing business. You have already gained leadership experience and understand how to guide employees, develop them in a targeted manner and motivate them for common goals. You have strong supervisory knowledge in the credit business and are well familiar with the relevant legal and regulatory requirements. You think entrepreneurial, act solution-oriented and bring a high understanding of processes, quality and risk management. You convince with the strength of communication, the joy of decision-making and the ability to actively shape changes and promote successful cross-border cooperation.

Our offer A remuneration corresponding to your qualification, a 13th salary, as well as an annual special payment. In addition, you can benefit from attractive employee conditions of our bank and composite products. Flexible working hours that are really lived. In the office or even in the home office, without a bad conscience. More vacation, more experience. 30.5 days holiday a year, the possibility of an unpaid release or additionally bookable holiday days - for your personal balance. Security from the beginning. You will receive an indefinite contract with us. Precautions for your future with a contribution to the occupational pension scheme and asset-effective benefits. Active support with our occupational health management: JobRad, benefits in the gym, regular preventive care services such as colon cancer care, visual tests or varied cooking classes. Further information For reasons of linguistic simplification, the issue uses formulations such as employees in a gender-neutral sense.

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