Loan Officer - Financing / Credit Check / Security (m/w/d)

We, the Volksbank Düsseldorf Neuss eG, are a growing and future-oriented Volksbank with a successful branch network in the Landeshauptstadt Düsseldorf, in Ratingen and in the Rhein-Kreis Neuss. The balance sheet total is around 2.0 billion. Euro. They analyse the economic conditions of borrowers:inside, assess their creditworthiness, evaluate collateral and create the associated contracts They write credit protocols and contracts, process credit prolongations and assess them in the context of market succession Together with colleagues in the market, they make credit decisions within the Community competence granted They are responsible for credit management, including the analysis and assessment of risks in the area of risk early detection They shall be responsible, in compliance with all relevant guidelines, for the timely implementation of credit operations and technical further processing. They proactively accompany the market-oriented further development of the segment and the continuous optimization of the business processes

They have several years of practical experience in the credit sector of the company's customer and commercial real estate business, mainly in a primary bank They possess decision-making knowledge in credit and liquidity analysis as well as in collateral processing They bring a significant risk understanding in the credit sector and quickly make risk-oriented and appropriate credit decisions They have ideally already gained experience in project work You hold dates, prepare them independently, set the right priorities and run a professional time management It distinguishes decision-making certainty and high responsibilities If necessary, you will develop specialist knowledge about special problem solutions and inform yourself about new trends, laws, changes and innovations in your area You can quickly adjust to different types of people, master difficult conversation situations and are always appropriate and friendly They quickly contact people, address problems openly, are contact persons and show presence

Flexible working hours Mobile work Competitive remuneration Occupational pension with employer share Attractive additional insurance Cycling leasing JOBV1_EN