Credit officer private customers - limited for 24 months (m/w/d)

At apoBank we promote existences, implement forward-looking projects and are a strong and reliable partner for the German healthcare market. We are the largest bank for all academic medical professionals in Germany.

Masters with us the exciting challenges of a highly dynamic market and find suitable financial solutions for our special customers.

Get in at apoBank and develop yourself personally and professionally.

You analyze, judge and evaluate credit cases of business and private customers and outpatient supply structures of normal and intensive care. You meet credit decisions within the framework of community competencies and prepare policy templates. You are also responsible for credit management, including the analysis and voting of risks and administrative processing. You ensure a continuous improvement in the high portfolio quality, evaluate information about the economic performance of our customers and analyze the rating results.

You have a bank-based training, ideally with bank-based training or an economic study. Your theoretical knowledge is well-founded and you have first years of experience in the credit business as well as in the exercise of credit competence in the market succession. Extensive analytical skills, rapid understanding, decision-making and readiness to provide services are what distinguishes you. Team skills, communication strength and safe occurrence are your strengths.

Attractive remuneration*: Up to 13.5 monthly salaries + shareholding in profit for employees and 13 monthly salaries + variable remuneration for non-tariff employees Occupational pension: Our offer for occupational pension provision Capital benefits: Monthly contribution to asset formation

Working hours & holidays Modern and flexible work: Flexible working hours and mobile work Individual working time models: such as Sabbatical or Workation 30+ days holiday: 30 days holiday plus bank holidays, weekday and special holiday e.g. in marriage or birth

Sports & Health Services Health certificate*: 120,– € per year for sports and health services Urban Sports Club: Flexible and varied sports offerings for employees Work Life platform: Live workshops and videos on nutrition, exercise and mental health External advice (EAP): Professional support in difficult professional or private situations

Compatibility of Occupation & Family Services: Childcare and care of relatives Childcare allowance for parents: Early return from parental leave Kita-Plätze in Düsseldorf: Offer of U3 and U3-Kita-Plätzen

Team-Spirit & working atmosphere Regular team events: e.g. apoSoccer Cup, Christmas celebration, summer festival, company jubilees and company courses A variety of interest groups: women's network, joint sports activities or voluntary activities Company Canteen & Barista Bar in our headquarters: Fresh coffee and a great selection of diverse dishes Employees: Premium for every successful placement of a new colleague or colleague

Discounts & Offers Special Conditions for Our Bank Products: Attractive Benefits for Employees in Our Bank Products Variety of discounts: Corporate Benefits discounts in many shops leasing offers: tax advantages for renting electrical appliances for private use

Mobility JobRad: Beneficiary leasing of bicycles Mobility App: Monthly grant to train, bus, Uber, taxi, e-scooter or to fuel On-site parking: parking, partly with e-store columns Company car*: Leasing a company car for extra-tariff employees

*Please note that this is a list of possible additional services. The requirement for entitlement may differ depending on the location, functional range or type of contract and is regulated accordingly in the agreements concluded for this purpose. JOBV1_EN