Trainee (m/w/d) Credit Analysis – Structured Finance

Entry date 1 November 2025

Start your career at a bank where you can successfully shape your personal future and the future of our business partners. The DZ BANK is the second largest commercial bank in Germany, the leading institution of the Comrade Financial Group Volksbanken Raiffeisen-banken, the central bank for around 700 German commuter banks and has the holding function for the companies of the DZ BANK Group. We are a powerful and reliable employer who demands you with demanding tasks and advances you in your development. Where performance is based on trust and your skills are valued. With space for sustainable thinking and courageous action. The one who believes in the strength of diversity and partnership and where success is shared is also happy with you.

You like to be at the heart of time and are interested in international world trade? Tailored financing solutions help your curiosity? Then you're right with us! The credit business is central to our house. This includes a variety of very varied tasks. Your focus will be on Trade Finance. Here you are looking at the interface of economics and geopolitics. In an extremely dynamic environment, you as a credit analyst accompany complex, structured credit solutions for commodity traders and exporting companies all over the world and contribute to making this business sustainable. Evaluate companies and structures and meet the right credit decision on this basis. If you want to take responsibility early, that's the right job for you. After completing the trainee program, you enter your own portfolio. Become part of our team – we look forward to you! In your 12-month trainee program with an individual schedule, you will be working in the various units of the Structured Finance Department of the Credit area. The location of your activity is Frankfurt am Main. In addition, you have the possibility to hospitate in various intersection units, especially on the market side.

You have a successfully completed master's degree in full-time (summary 2.5 or better), preferably in the departments BWL, VWL or Economic Law. You bring well-founded banking knowledge and ideally practical experience (e.g. through bank training, internships). You are analytical and you are characterized by a structured way of working. This allows you to quickly capture complex facts and evaluate the different dimensions of a transaction in the context of the customer's economic circumstances. You are a team player, targeted and communicative so that you can contribute your part in the team to the development of the best possible financing structures. Because we find solutions together! You can communicate in German and English (min. C1) in writing and oral in order to be able to act safely in communication with international customers and financing partners as well as with domestic partners.

Perspective: You start with an indefinite contract and a salary of EUR 68,000 during and EUR 74,000 after the trainee program. Flexibility: We offer you sliding time and mobile work as well as 30 days holiday. Networking: You expect targeted onboarding and regular networking in the team of our trainees as well as joint training. Development: You receive mentorings for your own reflection, feedback discussions and training to support your personal, professional and methodological development. Sustainability: You will receive a BahnCard 50 with frequent travel activities in the trainee program (also for private use) and the possibility to use a ''JobRad''. Extras: You benefit from many attractive offers, such as financial relocation support for a change of residence to start the programme and many more: Further education Mobile work / sliding time Canteen / food supplement Cost of travel Occupational pension Health care Company events Mentoring JOBV1_EN