Trainee Fraud Management & Fraud Prevention - UniCredit Graduate Program (m/f/d)

HypoVereinsbank is part of UniCredit, a leading pan-European commercial bank offering first-class solutions and services in Italy, Germany, Austria, Central and Eastern Europe.

Our vision is to be the bank for the future of Europe. Our claim is: Empower Communities to Progress. It includes offering first-class products and services to all stakeholders, thereby bringing the potential of our customers throughout Europe.

Our common culture links our employees across all countries and strengthens cooperation, consistent implementation and ambition – supported by our values of integrity, ownership and caring.

Be part of us and shape the bank for the future of Europe!

The “UniCredit Graduate Program” is your start into an exciting and varied career in one of Europe’s leading financial institutions. In your 12-month rotation-based trainee program, you will get to know the company. You work in a future-oriented and international environment where you can learn, unfold and at the same time bring about something with your ideas - true to our common goal ''Empowering Communities to Progress''. UniCredit Bank GmbH is a leading innovator in banking and uses state-of-the-art technologies to protect businesses and consumers from fraud. With the help of artificial intelligence, we recognise and prevent fraud in real time and create security and confidence in payment transactions.

Type of employment: Full time We are looking for a motivated trainee (w/m/d) with knowledge in the field of AI-based fraud detection. In this role, you work with Data Scientists, Security Analysts and Compliance teams to develop machine learning models to detect and prevent fraudulent activities. If you bring a passion for anti-fraud and have sound knowledge about AI-based risk assessment, we look forward to your application. In this role you will: Use AI and machine learning models to detect fraudulent transactions and patterns Work together with data science teams to develop algorithms for fraud detection Monitor transaction data in real time and respond to potential fraud warnings To carry out deep analyses of new fraud methods and recommend countermeasures Develop and implement strategies and policies for fraud prevention Working with cross-departmental teams to ensure compliance with regulatory requirements Use predictive analytics for risk assessment and proactive mitigation of threats Create reports on fraud trends, case studies and performance of AI models

You fit perfectly with us and our culture when you identify yourself with the values of inclusiveness, ownership and caring and at the same time have an agile mindset, curiosity and proactive entrepreneurial thinking. In addition, you will bring: You are in the last stages of your Bachelor's or Master's degree in Computer Science, Data Science, Cyber Security or a comparable degree course and have excellent or excellent degree programs or have completed your studies within the last 2 years You have already gained experience in fraud detection, risk management or cyber security You have good knowledge of data analysis and SQL, Python or R You have pronounced analytical skills and work in detail You are able to understand complex AI-based insights to non-technical stakeholders You speak both German and English at a negotiated level Knowledge of machine learning methods and AI-based fraud detection tools are beneficial Experience in the field of financial crime compliance and regulatory requirements is a plus

ComeAndStay – With us you will receive an indefinite contract from day 1.

GrowAndExcel – In your individually designed, varied training program, you are constantly developing. Through a steep learning curve, extensive training offers, strategic development programs and personal mentoring, we prepare you for your goal position and give your career a sustainable perspective.

EnjoyNetworking – Dive into a network of possibilities and connect contacts to all areas and divisions of the bank – also internationally. Be part of our global trainee community and discover the diversity of UniCredit. Your everyday life is enriched by numerous inspiring local and global events, regular regular regular regular and exciting encounters with management.

DesignYourWorkingLife – Digitization and flexibility shape our modern working world. Design your daily work as it best suits you: whether in the office, remotely throughout Germany or from the EU country. You want to travel longer? Then take a Sabbatical and discover the possibilities of New Work with us.

LiveOurCulture – We don't just do our work, but experience and shape it together. As a real team, we communicate at eye level #GernPerDu, appreciate every opinion and are convinced that success is based on People Empowerment.

ThinkEuropean – We are not only one of Germany's largest financial institutions, but also internationally active and successful as part of UniCredit. We offer you a pan-European company with regional unity and exciting career opportunities in the most exciting cities in the world.

MakeInnovationHappen – FinTechs, Big Data, Bitcoins: Banking is rapidly developing. actively shape the digital transformation of one of the most changing industries by bringing your fresh perspective and innovative ideas.

DontStopMoving – Use the flexibility of Wellhub: A comprehensive network of sports, leisure and wellness facilities is available throughout Germany. In addition, you benefit from an international partner network that allows you to access offers around the globe. Because movement for us is not only health, but also sustainability, we also offer you the opportunity to lease a JobRad on attractive conditions and to use the German ticket for discounted conditions. We support you in an active lifestyle while promoting environmentally friendly, cost-effective mobility.

CareNowForLater – The pension is still so far away for you? However, pension provision is a topic that you should deal with right now and that is at least as important as monthly salary payments. We will also provide you in the future and will support your retirement from the first day.

At the UniCredit Graduate Program Germany you will find an attractive annual fixed basic remuneration starting at €59.761 gross, which is based on your academic degree and full-time employment. Your payment is made in accordance with the applicable wage agreement for private banking and is based on the following classification: Bachelor's degree: 6/11. Year of employment Master's degree: 7/11. Year of employment Promotion: Group 8/11. Year of employment

The target salary consists of two components: the annual basic remuneration (as indicated above), paid out in 13 monthly salaries, as well as a variable bonus payment. The bonus payment has a gross monthly basic salary as the starting point and is adapted to both the success of the company and your individual contribution to success.