Manager - Credit Management / Real Estate Finance

Welcome to the world of Aareal Bank! We are medium-sized and global players. As an international real estate specialist, we all work towards a common goal: the success of our customers. With us, over 1,000 people from 44 nations work on three continents, that we as a bank are quite different!We are responsible and first-class training and an organization with a lot of expertise and short ways, a lot of design space and the need to be better for our customers. This makes us strong and above all: different! Manager - Credit Management / Real Estate Finance You want to work in an environment that connects banking, real estate and energy – and take real responsibility? You like to analyze complex relationships, think solution-oriented and keep a clear head even in challenging situations? Then become part of our team in the residential real estate lending business and support us in intelligently controlling risks and shaping sustainable financing solutions for our customers. Welcome to Aareal Bank.

Design space from the beginning: You take risk analyses and creditworthiness checks for credit decisions in the residential property credit business. In addition, you will review and review Corporate Loans for companies in the German housing industry as well as energy suppliers. With you the threads run together: After credit decisions, you will accompany the contract documentation together with lawyers and sales. You check payment requirements, credit security and ESG data and you are contact person*in the current business. Risks in sight - Focus on the future: You take over the credit portfolio management and ensure that risks are recognised and controlled at an early stage. These include credit assessments, annual accounts analyses, ratings, object value and yield analyses, as well as the monitoring of MRP behaviour and entire customer connections. Interdisciplinary cooperation: You work closely with our market units and product specialists for housing / energy suppliers. In addition, you actively participate in projects and develop processes and standards.

Completed bank-based training or economics/financed studies Multiannual professional experience in credit business, ideal in real estate financing Safe handling of the assessment of risks, collateral and credits, including balance sheet analysis Funded know-how in real estate lending, general banking processes and relevant bank and supervisory requirements Embossed Analytical Skills, Customer Contact Joy and Solution-Oriented Operation Advantage: a trained view for market-influencing factors of the real estate markets in Germany Very good German knowledge and good English knowledge in word and writing

Varied tasks: You can contribute your expertise, advance themes and create new things with us. We have a culture where everyone can actively contribute and influence. A Exceptional Development: We promote each person alike, so we support you with individual development opportunities and learning paths. To expand existing skills and build new pioneering skills. Worklife balance: With mobile work and flexible working time models you have the opportunity to customize your work. Thus, work, family and the personal situation of life can be brought under the best possible control. Excellent Benefits: Our services and Benefits offer you a real added value that makes us a top employer. With us, for example, you receive benefits for cooperation partners or grants for local transport. We also provide your future with an occupational pension scheme or an asset-effective service. Active Health Management: Medical check-ups, consulting services, common sports events, our popular canteen or coffee bar – We offer you the opportunity to take advantage of what promotes your health and benefits you. Apply now