Credit Officer Back-Office Institutional Clients (m/f/d)

You assess the market, customer and investment-specific risk potentials in the new and existing business. You monitor the risk development of your own credit portfolio including risk early detection and credit rating sharing You carry out the bidding of credit applications and approve them within your own competences. You take over the creation of credit and collateral contracts in the new and existing credit business. You are responsible for the independent audit of new business payouts and perform them. You participate in the fulfillment of the requirements according to § 18 KWG and plausibility balance sheet analyses. You are responsible for monitoring property security in compliance with the regulatory requirements. You're ordering and plausibilising obedience. The independent data management, security management and the management of the digitized credit files are also part of your task. You will also participate in projects. You'll start reports and complaint reports and support in enquiries from the supervisory authorities.

You have a completed bank training or a comparable training qualification; a further qualification, e.g. banker (m/w/d) or economic studies, is advantageous. You ideally have professional experience in commercial credit business or Company customer business of a bank. You have practice-oriented knowledge in credit and collateral contracting. A high level of loyalty, target orientation and flexibility is what distinguishes you. You value self-responsive and solution-oriented work within a motivated team and bring a high performance motivation, a structured way of working, analytical skills and a pronounced risk awareness. You have a sovereign and partnership communication and a high social competence. You are safe in dealing with Microsoft Office. Agree-BAP experiences are a plus as well as openness to new software tools.

A cooperatively organized special bank, which is characterised by value-oriented and forward-looking action and is recognized as a top company. A safe, challenging, family-friendly and motivating working environment. A professional onboarding including an extensive incorporation phase. Various benefits and measures for work-life balance, such as flexible working hours, active company health management, grant to the German ticket, bicycle leasing, family service and much more. A fair remuneration according to the collective agreement of the cooperative banks as well as an occupational pension scheme, asset-effective benefits and special conditions in the context of account management, investment and financing. .