Credit Analyst Private/Corporate Client Restructuring at Sparkasse KölnBonn – Part-time 70% (m/f/d)

Start – with your job at the Sparkasse KölnBonn.

As a savings bank we work in the region and for the region. We belong to Cologne and Bonn, like the people who live here. And that's exactly what makes our culture. We not only take care of the finances of our customers, but also engage in non-profit projects, social initiatives and real diversity. Around 3,500 colleagues are already part of our team and are involved in the future of Sparkasse KölnBonn and our cities with their work every day.

Future needs responsibility – and you! As a traditional employer, we are firmly anchored in the region. We design with vision – transparent, fair and future-proof. Werde Kreditanalyst/-in Privat-/Firmenkundesanierung (m/w/d) bei der Sparkasse KölnBonn – at the location Cologne.

In our department, customers are treated with economic difficulties. Based on a well-founded inclusion of the actual situation and the causes of crisis, we support our client in implementing necessary measures to restore competitive and returnability.

Your tasks – we will inspire you As a credit analyst/in, you take over the creation and voting of credit templates for private customers and for smaller corporate customers, analyze their economic situation and develop sustainable refurbishment concepts – if necessary also in cooperation with external advice. Together with our refurbishment consultants, you will find tailor-made solutions for our customers and are close to exciting negotiations through your representative tasks, actively participate in customer talks and bank rounds and shape the dialogue. You create credit and collateral contracts and develop customer-specific agreements such as refurbishment or comparison agreements. As a basis for sound credit decisions, you conduct analyses of the financial circumstances of our borrowers and, in the first instance, provide detailed capital services and separate ratings. Through continuous review and evaluation of BWA's, you will keep an eye on the economic development of our customers and thus ensure that refurbishment measures are implemented effectively and sustainable successes are achieved.

A job – many extras Your job. Your life. We provide balance – with flexible working hours, time recording and sliding time as well as mobile work, 32 holiday days and the option for additional holiday days. You can afford it! With our attractive remuneration – you get up to 14 salaries per year according to the public service collective agreement (TVöD). You think about tomorrow? We support you with asset-effective services, occupational retirement and strong health management. You want to go up? This will help you – we offer you a wide range of possibilities for personal, professional and methodological training. Diversity and opportunities for all employees are particularly important to us. Your job. Your ticket. We're going to make you mobile – you're coming around with our job extras. Whether a job ticket, a German ticket or a bike lease. You want more? This is possible with us – look forward to unforgettable employee events and benefit from attractive employee conditions as well as numerous benefits for various products and services, even outside the Sparkasse.

Your profile – this is how you inspire us You have a training as a (bank) business owner, a completed study or a comparable qualification. You have already gained experience as a credit analyst in commercial credit business. You are characterized by a pronounced affinity for analytical and structured thinking and work. Good expressiveness in word and writing, joy in making decisions as well as the ability to convincingly justify them through safe and eager appearance round off your profile.

More variety. More chances. More you. In our culture we focus on equal opportunities and diversity. Regardless of gender, origin or impairment, we promote the potential development of all employees. Part-time, job sharing or individual adjustments? Let's talk about it! Together we create solutions for a colourful and inclusive working world, with a focus on women in specialist and leadership careers.

Ready for the next step? Would you like to have a job with a award-winning employer? Then we should get to know each other. Apply now online by clicking on the button below as a credit analyst/in private/company customer remediation (m/w/d) at the Sparkasse KölnBonn. We look forward to meeting you.

You've been curious, have you any questions? For more information, please visit www.sparkasse-koelnbonn.de/karriere or by phone at Philipp Bauer, 0221-226 52666, philipp.bauer@sparkasse-koelnbonn.de.

The enrollment of the enrolled office is expected to be carried out in the 11 TVöD payment group. Depending on the relevant professional experience, an assignment to levels 2 to 6 is regularly considered when hiring. This currently results in an annual tariff gross entry fee incl. special tariff payments in a range from 4.670 euros to 6.013 euros. The final compensation package is based on the professional experience, activity to be carried out and the collective bargaining arrangements.

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