Employee in Special Credit Management / Corporate Client Advisor (f/m/d)

Senior Consultant (m/d) Full time, unlimited Hybrid VHV Square 1, 30177 Hannover With professional experience 05.08.25 Your duties VHV is one of the three largest bail insurance companies in Germany with a clear focus on the construction industry. We are also active in selected European markets. As a deposit insurer, we take guarantees for our customers to secure contractual or legal obligations. The guarantees provide our customers with financial margins and liquidity and thus constitute a substantial part of the corporate financing. Do you have a completed business studies or a banking/insurance training and pleasure in dealing with customers? Are you curious? Then talk to us and become a member of the team deposit: As an employee in special loan management, you maintain close customer contact and analyze the economic and financial business development in order to make independent credit decisions within the scope of their drawing authority. Here we stand for an appraisal approach, open communication and professional cooperation. As part of a small team of experts, you take responsibility from Day 1. Your contribution to success as a member of the team Deposit: You maintain close contact with our customers and accompany financial and economic development You are responsible for the risk analysis of existing customers and the risk assessment of new requests based on financial indicators. Typical tasks are: assessing the creditworthiness of customers or projects on the basis of annual accounts and other rating documents the meeting of own credit decisions or the preparation of decision-making documents within the scope of the drafting powers, subject to risk assessment

You communicate with customers and sales partners, for example, via contract conditions, prepare customer and intermediary discussions and conduct these independently You support the digitalization of security insurance and shape your future workplace With your unbiased view, you will bring new ideas to the design of professional processes and functional requirements Your profile You have a successfully completed degree in economics, or a comparable degree and/or training as a banker/man or Sparkassenkauffrau/-mann You have knowledge of German and ideally good English You have several years of professional experience in commercial credit insurance, aval or credit business You are characterized by a highly structured, analytical and independent way of working, willingness to solve problems and intercultural competence You see yourself as an entrepreneurial spirit with a high degree of initiative and the willingness to take responsibility Your perspectives Work Life Flexibility: Flexible working hours, mobile work or work abroad - the possibilities to design your own work-life balance to suit your field of activity are manifold. Remuneration: Our attractive compensation model includes 13.3 monthly salaries plus a direct participation in the company's success. Holiday: In addition to your 30 holiday days a year, you have the opportunity to convert your special payments into additional free days. Working world: Modern workspaces, our popular Segafredo coffee bar and canteen with varied offers provide you with the best possible working environment at our headquarters in Hanover. Career and training: Whether professional training through our VHV academies or the management junior program - unfold your potential and choose the career and development path that suits you. Well Being: From company doctor to sports groups to ergonomic work - your health is at our heart. Precautions: Whether company pensions or asset-effective benefits - we provide together with you. Working route: Whether you are a job bike, public transport or a car: with a bicycle cellar, free parking or a cost grant, the way to us is easier than ever. Learn more about us as an employer. Your employer - The VHV Group The VHV Group is a growing group of specialists in insurance, pensions and assets. With its brands VHV Insurance and Hannoversche, it is a competent and forward-looking partner for insured persons and intermediaries. For our success we focus on the strengths of our around 4,000 employees, modern structures, efficient cost management and customer-oriented products. Further information Starting point: at the next possible time Location: VHV Square 1, 30177 Hannover The team consists of seven direct colleagues who are looking forward to you!

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