Junior Credit Analyst - Temporary - 15 Months / 2026-040 (m/f/d)

Stellantis Bank SA Branch Germany is the strong financial partner on the side of Stellantis. With our attractive financing, leasing and insurance offers for all Stellantis brands, our customers – whether private or commercial – get the right solution to be mobile with their desired vehicle carefree. In addition to our mobility services, we also offer money facilities such as daily money and fixed money on high-performance conditions.

Our customers appreciate our service as well as the expertise and experience of our team. As a responsible and forward-looking financial partner, we are also committed to a sustainable future for all and, through our portfolio, support the goal of Stellantis to be climate-neutral by 2038.

Even if you always focus on the customer and teamwork is more than one word for you, our company offers exciting tasks at attractive conditions.

The Junior Credit Analyst (m/w/d) works in a team that provides assessments of the risk situation. He/she will deliver opinions and recommendations on credit risk on the proposals received by the country's operating/distribution organisation and submit them for approval. The analysis provided includes, inter alia, repayability, operating results, credit/benefit base, collateral, etc. of corporate customers. These risk assessments and recommendations shall provide the author with the basis for making a sound decision on the risks associated with the commitment. Requirement of necessary documents Analysis and assessment of economic conditions and support for the associated commitment and creation of credit reviews Presentation of the engagements with the relevant stakeholders / bodies Recommendation for obtaining collateral Implementation of risk mitigation measures Examination of individual financing parameters

Knowledge of credit business Good knowledge of English and German Completed commercial training or study knowledge of annual accounts (including balance sheets, profit and loss accounts and cash flow accounts) and knowledge and/or experience in the use of various applicable analytical tools, methods and key figures Knowledge of insolvency law, assessment and recovery of securities Knowledge of regulatory requirements for banking