Credit Officer/Credit Analyst (m/f/d)

Discover new perspectives at Deutsche Bausparkasse Badenia AG as

Account Manager (m/w/d) in Karlsruhe Overview Deutsche Bausparkasse Badenia, headquartered in Karlsruhe, has been one of the largest private construction savings banks in Germany for many years. With 90 years of experience in the fields of construction and finance, it is the powerful and competent partner for customers who want to realize their dream of their own four walls or modernize and embellish their living properties. The attractive product portfolio enables our customers to fully finance their residential property. This is the job Location Karlsruhe – Your chance in the area of credit

We are looking for you as a dedicated credit expert/credit analyst (m/w/d). Do you want to take responsibility, advise customers competently and help shape financing solutions? Then become part of our strong team at the Karlsruhe site! Trustful advice: You are the first contact point for our customers (m/w/d) as well as the asset advisors (m/w/d) of DVAG and Allfinanz – from the first feasibility check to the final credit decision and communication Decision with a vision: You test and decide (complex) credit applications independently. You evaluate credits and collateral, highlight regulatory requirements and find the optimal financing solution taking into account risk, revenue and sales aspects Service with substance: With your solution-oriented and professionally sound working, you convince our customers (m/w/d) and sales partners (m/w/d) Further development: Your personal development is important. You are actively engaging and willing to devote yourself to complex topics and to grow Design instead of administration: You actively participate in projects and working groups and drive process optimization with commitment and ideas

We wish Foundation training: You have a successfully completed commercial vocational training in the banking sector – ideally complemented by building savings banks and an additional qualification such as e.g. Senior Consultant (m/w/d) Experience & know-how: You bring well-founded experience in the processing and credit decision and have solid business knowledge, optimally in the field of self-employed accounting Communication professional: You convince with your clear expression, your consulting skills and a strong sense of customer needs and sales opportunities Stable & flexible: Even in challenging situations you stay calm, think solution-oriented and show a high degree of readiness to use Team spirit with responsibility: You meet decisions with service thoughts and reliability – as a team player we can rely on at any time Benefits Work-life management The world of work is becoming increasingly complex and the requirements for our colleagues are increasing. Thus, work-life management is becoming increasingly important. We support modern work models in agreeing with professional and private life. Development With a variety of offers, we support the training and training of our employees, as well as mobile apps. Our talent programs promote the professional development of our colleagues and offer tailor-made opportunities for each target group. Health and fitness The health of our colleagues is our heart – we care. We therefore support these with many different precautionary, sports, insurance and therapy offers. Community We are Generali. In this sense, we also promote the possibility of networking with colleagues beyond direct work areas. Contents The aim of our personal strategy is to ensure a performance-oriented and fair remuneration. Success-dependent bonus payment, occupational pension provision and various benefits represent attractive additional benefits. Discounts Whether with employee conditions for insurance and financial products or corporate benefits, our colleagues benefit from a variety of discounts and grants. Personal contact We are happy to answer all questions about career in personal contact: +49 (0)221/1636 56650 Are you looking for a company that takes care of the future of its customers and employees? An employer who promotes diversity, continuous learning and open cooperation? Then we'll get you involved. Diversity and opportunity justice are important principles of our cooperation with the Generali. All are welcome with their personality and uniqueness – differences, whether life with or without disability, relative to family status, gender identity, sexual orientation, origin, age, religion and perspectives, enrich our cooperation.

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