Specialist in Manufacturing (all genders) in the Special Loans Department

The Sparkasse Vest Recklinghausen is one of the largest savings banks in Westphalia – and we are even more. We understand ourselves as an innovative service provider on site with a great deal of proximity to our customers and a social responsibility for the circle of Recklinghausen. We focus on sustainability with the aim of climate-neutral work. We represent values such as fairness, solidarity and partnership, not only in relation to our customers, but also in cooperation with our employees. Enrich our team with your personality and expertise and, together with us as a specialist manufactory (all genders) in the special loans department] at the Recklinghausen-Herzogswall site, go to a successful future.

Processing of the new and existing business of assigned customers from the UK / FK segments Participation in the creation of special credit offers (Term-Sheets) Participation in customer conferences, deal teams and customer talks Evaluation of documents for the fulfilment of § 18 KWG and internal disclosure, analysis of the economic conditions of borrowers (incl. EBIL creation) and creation of ratings Investigation of the ability to provide capital Assessment (without real estate) and assessment of credit collateral Participation in the creation of credit decisions Deletion of market succession MaRisk Compliance with service levels Coordination with other parties involved in the credit process Preparation of commitments for internal and external audits Compilation of credit and collateral contracts including the associated computer inputs and monitoring of collateral ordering Valuation of funding and implementation of budget allocation control Implementation of credit control Processing of early settlements, special cancellations, contractual changes

Training to the bank businessman with additional training to the savings bank business operator or comparable training Multiannual experience in commercial credit analysis and processing (large-volume credit business) Loadability, solution orientation and flexibility

Work-Life-Balance: 32 days holiday incl. the possibility to acquire further holidays through salary change, flexible working time models with work time recording and sliding time, possibility to work mobile Competitive conditions: permanent employment relationship, transparent remuneration according to EC 11 TVöD-S with fixed and variable pay components, employer-funded occupational pensions and supplementary sickness insurance, asset-effective benefits, employee conditions and discounts Career and development opportunities: diverse possibilities for personal, technical and methodological further education and potential development, in-house hospitations, value-adding onboarding Numerous additional services: JobRad, employee events, occupational health management, ergonomic and modernly equipped workplaces, operating physician, corporate fitness, operating restaurant JOBV1_EN