Sparda-Bank Hamburg eG | Germany | 22xxx, 21xxx, 20xxx Hamburg | Permanent position | Full time / Home office | Published since: 21.07.2026 on stepstone.de
Kreditanalyst Experte Real Estate (m/f/d)
...with us, where coexistence, fairness and a sustainable look into the future count. With around 380 dedicated colleagues, we design banking regionally, cooperatively and with heart in Hamburg, Schleswig-Holstein and North Lower Saxony. As the co-operative bank in the north, we stand for trust, proximity and responsibility. Become part of our team and design the bank of tomorrow with us! You want to accompany complex real estate financing, take responsibility and actively shape the expansion of a growing business area? Then you're right with us. As part of a succession scheme, we are looking for an expert credit analyst Real Estate (m/w/d) for our market success at the next possible time. .
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Your tasks • Your profile • What we offer
Analysis and responsibility of demanding real estate and project financing with a focus on the Bauträger, stockholders, project developers - Key asset classes are Residential and Mixed-Use Real Estate Examination of credit applications with regard to creditworthiness, capital, collateral and project quality Assessment of project calculations, cash flow models, cost-effectiveness calculations and financing structures Creation of sound credit templates for decision-makers Assessment of building, inventory and project development financing Current monitoring of existing engagements including covenant monitoring and risk early detection Accompanying payouts, cash-use checks and supplements Ensuring compliance with regulatory requirements (MaRisk, CRR, EBA Guidelines, KWG)
Complete business studies or a comparable qualification (e.g. banker, banker) Knowledge of real estate and project financing Secure assessment of project developer risks Experience in the analysis of annual accounts, social structures and financial models Analytical thinking combined with decision strength Self-employed and structured work Team spirit and sense of responsibility
A highly qualified, motivated and collegial team Demanding customer relationships in professional real estate business The opportunity to actively shape the development of a strategically important business area Self-responsible work with short decisions A structured and individual incorporation – up to six months depending on previous knowledge Attractive professional and personal development opportunities A secure workplace with a long-term perspective Flexible working hours and modern working conditions Attractive tariff compensation, as well as 1.25 extra salaries and occupational pensions Modern Benefits, e.g. Germany Ticket, EGYM Wellpass and Health Management
and much more!
Work where you count and get involved now We look forward to seeing you! !
Location
![]() | Sparda-Bank Hamburg eG | |
| 22765 Hamburg | ||
| Germany |
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