Analyst (m/w/d) Credit Analysis Corporate Clients

The Böblingen County Savings Bank has a balance sheet of 11.7 billion. € to the 25 largest savings banks in Germany and is the most important financial service provider on site. Over 1,200 employees provide close, service and quality in 13 consulting centers, 28 branches and 27 SB facilities. As a successful sales savings bank, we continue to grow. At the same time, we take our public order seriously and are committed to the region and its people. To strengthen our team, we are looking for an open-minded and forward-looking personality who wants to shape our future with passion and know-how! Instead of analyzing abstract data models, we are dealing with real companies: In the individual address risk analysis, you will check specific financing requests, evaluate risks and actively shape the future of our corporate customers.

What tasks you expect from us:

Part of a strong team in the corporate credit market succession: You are a valuable member of our team and work closely with the corporate customer advisor (UKB) to accompany demanding financing for our corporate customers (Corporates). Funded analysis: You analyze financing requests in detail and evaluate corporate and risk factors in the segment corporate customers. Ensure credit award standards: you check and analyze financial structures, take into account both financial and non-financial criteria and ensure that all documents for the application are complete and correct. Designing credit applications: Together with the consultants, initiate, examine and process applications and ensure smooth contract processing. Customer contacts: You support the advice, conduct handover talks and participate in customer appointments. Document analysis and capital account: You analyse all relevant documents of the company's commitment, evaluate security and economic conditions, create capital service calculations and maintain the corresponding systems. Create credit ratings: You create credit ratings according to the requirements of the DSGV, including scoring, standard and real estate rating, and bring basic knowledge in the RSU Corporates area. Compliance with supervisory provisions: You ensure that all supervisory and legal provisions are complied with and implement the business policy objectives in practice. Stock processing: You process stocks from the UK area and refurbishment, create internal documents such as § 18 / EWB prognoses and prepare templates for the association revision. Inspect and release new applications: You are responsible for the examination and independent approval of the validation process for new applications.

Which skills you will bring:

You are a banking business owner, or have a comparable training, and bring business knowledge into HGB accounting as well as legal aspects of credit business. In addition, you should provide essential knowledge of IAS and Group Accounting. In addition, you will bring product knowledge in the private, commercial and municipal credit business as well as experience in dealing with remedial loans in cooperation with the refurbishment area. Even with time-critical and content-threatening themes, you keep a calm and stable attitude. High analytical skills as well as a structured and organized way of working complete your profile.

What we offer you for this:

In addition to a tariff - TVöD-S, pay group 11 - with additional pension provision, you will benefit from a special savings fund payment and participate in a performance- and earnings-oriented variable compensation system. Continuing training: We support your career path with seminars and courses, including at our own academy. Mobility: We grant you a 50% grant to your VVS company ticket and take part in your bicycle leasing via Jobrad. Work-life balance: you benefit from flexible working hours and the possibility of mobile work as well as 32 holiday days. Health insurance: Your health is at our heart - our occupational health insurance supports you. Employees promote employees: recommend a new employee and receive a premium after the trial period expires. Corporate Benefits: Employee discount at over 700 shops. Regionality: a workplace close to home. Sparkassenfamilie: We are friends from colleagues. .. and much more: A private employee restaurant in Böblingen, health care, sports groups and events – this is our self-conception as a public employer.

Join us and discover your new perspectives. The job is also suitable for disabled applicants. Apply directly online on our career portal.

For questions please contact Mrs. Tamara Bühler, tel. 07031/77-1468. www.kskbb.de/carrier